i am a chronically ill mom of 3 and my husband works very hard at 2 jobs just to make ends meet. i feel very bad for him. our kids are great, hard-working kids who do well in school and are very active in sports also. my daughter is a college freshman, my middle son is a high school senior with high aspirations, and our youngest son is a high school freshman. my husband and i both have always put our kids first. my husband has stood by me always and never left my side. he has always been there for the kids in spite of working so much and gone to every activity of theirs he could. he always has taken care of me and dealt with all my problems, surgeries, etc. he never seems to get to rest. anyways, our medical bills are outrageous! we have insurance, but it is very expensive! his boss pays half, he pays half. just for one month, the cost is over $800. then, we have large deductables and copays. as you can imagine, we also pay a fortune in prescriptions monthly. he has some health issues too. nothing chronic like mine though. my hospital stays, treatments, dr visits, meds, etc. never end. not to mention when our kids get sick, plus sports injuries. i worry about this night and day. and i cant imagine what my husband's stress is like, i know its through the roof. he is the best dad and spouse someone could ask for, and i dont know too many people who could deal with these things as well as he has. i know its cause he loves us so much. anyways, as of late, and for years now, but recently, it has gotten extremely bad, we are getting nonstop collection letters, letters from lawyers threatning lawssuits, etc, letters i dont even really understand. just all sorts of crazy stuff. i mean our insurance pays tham a lot, and we pay monthly what we can, but its never enough. plus, we have no dental or eye coverage. so, all those are self pay. im at my wits end and dont know how to handle these things. can they take our house? i mean, what can we do? we really need help! thank you. any advice is greatly appreciated. i dont mean to sound like im complaining, i know things could always be worse. im just super scared.