• Does the insurance company have to repair my car?

    I parked my classic car, a restored 57 Chevrolet Nomad in a mall parking lot. A driver was going the wrong way getting out of the parking lot and a Fedex truck was going the correct way out of the lot. The Fedex truck served to avoid the wrong way driver and hit my car. It was extensively damaged. There were plenty... show more
    I parked my classic car, a restored 57 Chevrolet Nomad in a mall parking lot. A driver was going the wrong way getting out of the parking lot and a Fedex truck was going the correct way out of the lot. The Fedex truck served to avoid the wrong way driver and hit my car. It was extensively damaged. There were plenty of people that saw the crash and the police were called and I filled out a police report and the Fedex driver did the same thing. My car will be VERY expensive to repair as parts to repair a car this old are very hard to find and when found are extremely costly. Fedex insurance wants to claim the cost to repair it are more than the car is worth and just pay me what an average 1957 Chevrolet would cost to buy. I know my car is not the average 1957 Chevrolet. It is a very rare model. It is restored to better than new condition. A few years ago the model of my car “Nomad” in good condition was selling for over $80,000. That is way more that Fedex insurance wants to pay me for the car. Do I have the right to demand they restore my car to the condition it was before their truck damaged it no matter what it cost. Thanks for your advice
    16 answers · 2 days ago
  • What was/were the mistake(s) that caused you to fail your drivers license test?

    Taking my drivers test in under 2 weeks now and would like to know some common errors that lead to failure. I’ve done my research but at this point I just want to hear from real people what their experiences were. (Looking for answers from people from the US, in particular).
    Taking my drivers test in under 2 weeks now and would like to know some common errors that lead to failure. I’ve done my research but at this point I just want to hear from real people what their experiences were. (Looking for answers from people from the US, in particular).
    19 answers · 1 day ago
  • Any way how i can get cheaper car insurance in new york ?

    Im 23 years living in new york the bronx and i have been longing to drive ever since i was in high scool since nobody in my family drives i wanted to be the first I was able to get my drivers license when i was 21 but was never really able to afford a car because of the whole car insurance nonsense ... show more
    Im 23 years living in new york the bronx and i have been longing to drive ever since i was in high scool since nobody in my family drives i wanted to be the first I was able to get my drivers license when i was 21 but was never really able to afford a car because of the whole car insurance nonsense Unfortunately i dont have any friends or family that are willing to co sign so it is up to me to start my own policy So most car insurances wants to charge me alot of money simply because im young and apparently they think that every young person thinks the same and are gonna get into accidents but whatever Anyways Some people are saying if you use an address out of state the insurance becomes much more cheaper And turns out that i have a friend living out in PA so i could use that address to get afford insuramce But incase that does backfire I wanted to know do any of you guys know any cheap car insurance here in new york i would really apprieicate the help Thanks.
    21 answers · 3 days ago
  • I was sold a motorcycle without a title?

    I bought a 05 motorcycle and the guy I got it from did not give me the right title. He gave me a different year title and vin does not match. He then states he wants me to register the bike with the wrong title. I tried contacting the guy he got the bike from and he says he can’t get a title for it because he... show more
    I bought a 05 motorcycle and the guy I got it from did not give me the right title. He gave me a different year title and vin does not match. He then states he wants me to register the bike with the wrong title. I tried contacting the guy he got the bike from and he says he can’t get a title for it because he doesn’t have it ether someone else has the title. He says he wants me to get a frame with a clean title or swap the vin plate. The bike is not stolen that I do know. I have all the text from him and paper work he gave me. I am taking it all to small claims what are my chances of getting my money back or the title?
    9 answers · 15 hours ago
  • My car was totaled, will I receive a check?

    I got into a car accident where I was considered at fault. My 2014 Corolla ends up being totaled since the damage was worth more than 8,000. Papers still have to come in so I could sign several things and what not, but during that time will I receive a check for my car? My sister claims I’ll only receive a small... show more
    I got into a car accident where I was considered at fault. My 2014 Corolla ends up being totaled since the damage was worth more than 8,000. Papers still have to come in so I could sign several things and what not, but during that time will I receive a check for my car? My sister claims I’ll only receive a small check since I still owe a small amount on the car. I’m just worried because I’m still in school and I don’t want to have to buy another car.
    8 answers · 14 hours ago
  • I got coverage on my car 2 days ago, after suspending it since it was in storage. I just hit a deer. Will they cover it? With State Farm?

    Best answer: Hitting a deer is easy to prove, since you will always have (either) blood or hair from the deer. Hitting an animal is considered a comprehensive claim and considered (not at fault) since in many cases no matter how you might try to avoid hitting a deer, you can’t. But many times while trying to avoid hitting... show more
    Best answer: Hitting a deer is easy to prove, since you will always have (either) blood or hair from the deer.

    Hitting an animal is considered a comprehensive claim and considered (not at fault) since in many cases no matter how you might try to avoid hitting a deer, you can’t. But many times while trying to avoid hitting the deer, then may end up hitting another car or a tree as an example and if so, then considered collision (at fault).

    As a general rule, when insurance reinstates a policy, then insurance will (date stamp) to be effective as an example, July 15, 2018 at 3:00 PM.

    Now after the accident, did you call the police to the scene or a tow vehicle to pick it up, if so, then on the police report or the tow receipt, will show as an example that they came at July 17 at 6 PM, so you would have proof of the date/time that was (after) you got insurance reinstated, thus insurance will pay to fix or pay the value if deemed totaled.

    This is (contingent) that when you re-instated your insurance that you had collision/comprehensive insurance and if you only had liability, then insurance won’t pay a dime.
    10 answers · 2 days ago
  • Should I keep my total loss car ?

    Ok so I bought a 2018 Nissan Altima & i got into an accident 25 days after buying the car. I went into a pothole on the road and the only thing I damaged was the bumper and the grill and all the plastic from the bottom of the car. I did the claim for my insurance and they declared it total loss. Seems weird... show more
    Ok so I bought a 2018 Nissan Altima & i got into an accident 25 days after buying the car. I went into a pothole on the road and the only thing I damaged was the bumper and the grill and all the plastic from the bottom of the car. I did the claim for my insurance and they declared it total loss. Seems weird because if you look at my car you might think nothing happened to it. My car is still drive able . After the accident I did notice the check engine light turned on. But it still drives like new . Now people are telling me to keep my salvage car if it still drives that it’s still new. & yes I have GAP .But here is where im wondering...... if i keep the car I will get less money & it will all go to the loan holder,......... but will GAP pay the rest even if I keep the car ??? Should I just let them keep the car and have GAp Pay the rest and move on ?? This has me thinking because the car IS drivable and I know it’s not a total loss it’s brand new. I don’t have a car right now & I really need one Im debating wether I should keep it and drive it or just let it go and go get me another car?? If I keep the car I won’t owe any money for it & still use it for work school etc But if I let it go I will have to go get another car and owe money on the new one ... if that makes sense???
    14 answers · 5 days ago
  • Is $30 per day for rental car a fair deal?

    My vehicle was hit by a careless driver and will be out of commission for a week for repairs so I'll need a rental car. Other driver's insurance company says they will cover rental car but only $30 per day including tax. This seems low. So is $30 per day fair or too low?
    My vehicle was hit by a careless driver and will be out of commission for a week for repairs so I'll need a rental car. Other driver's insurance company says they will cover rental car but only $30 per day including tax. This seems low. So is $30 per day fair or too low?
    47 answers · 7 days ago
  • Is there a way I can get help paying off my car loan? I just lost my job due to the company not having enough money to keep employees?

    Best answer: NO ONE plans on losing a job, especially through no fault of their own if they are laid off. But the rule is that you should have a (minimum) 3 months and usually 6 months of income in savings that you can use, till back on your feet. After working over 40 years (retired), I was let go from 5 companies that went... show more
    Best answer: NO ONE plans on losing a job, especially through no fault of their own if they are laid off. But the rule is that you should have a (minimum) 3 months and usually 6 months of income in savings that you can use, till back on your feet.

    After working over 40 years (retired), I was let go from 5 companies that went bankrupt, got sold, or laid me off. But, I (always) had at least 6 months of income saved up, since even with unemployment which pays on average of (50%) of your prior income, you still need the extra (50%) income to keep paying your bills. The easy way to save is to have in (each) paycheck for instance $50 or $100 that the employer automatically (deposits) it to be put into a savings account that you (don’t) touch.

    Now (if) the prior job was FT, then you could apply for (partial) unemployment to fill in (some) of the gap of income. With partial, still won’t be the same as FT wages, but it might help (some).

    And when you apply for (partial) unemployment, you will be required to find another FT job and if not, then they can discontinue paying partial unemployment. So if you can’t find another FT job, then your only other option is to find a (2nd) PT job, which between the 2 maybe enough.

    You need to contact the lender and explain the circumstances, thus they may give you a break and allow you to pay ½ the payment, thus won’t lose the car. They key is, that you must continue paying (something) or they will re-po the car for non-payment.
    7 answers · 2 days ago
  • How can I get the title for a motorcycle I bought?

    I bought a motorcycle without a title and I’m trying to find out who the titles name is in so I can contact them to get the title is there a way to get it? It’s a 2005
    I bought a motorcycle without a title and I’m trying to find out who the titles name is in so I can contact them to get the title is there a way to get it? It’s a 2005
    8 answers · 2 days ago
  • I got caught driving without proof if insurance?

    My car's insured, I just misplaced my insurance card. How big of a fine will I get
    My car's insured, I just misplaced my insurance card. How big of a fine will I get
    11 answers · 4 days ago
  • I cancelled my Auto Insurance today. $250 is way too much for liability. What going happen now? DMV already gave me 2 month temp tags?

    Dmv gave me 2 month temp tags till I get emissions done but what will happen once 2 months goes by? 250 was just there otb guess but after receiving my mvr it end up at $1,050 a month smfh. Had 2 cancel 06 impala paid off. And dmv gave me registration too what will happen now?
    Dmv gave me 2 month temp tags till I get emissions done but what will happen once 2 months goes by? 250 was just there otb guess but after receiving my mvr it end up at $1,050 a month smfh. Had 2 cancel 06 impala paid off. And dmv gave me registration too what will happen now?
    15 answers · 7 days ago
  • I was in an accident and it wasn't my fault what proceeds?

    Best answer: Well, the adjuster will call you up and run you through a long list of questions. You'll want to answer those questions as honestly and completely as possible. If you don't know the answer or aren't 100% sure of all the details, just say so and that's a perfectly acceptable answer. Once they... show more
    Best answer: Well, the adjuster will call you up and run you through a long list of questions. You'll want to answer those questions as honestly and completely as possible. If you don't know the answer or aren't 100% sure of all the details, just say so and that's a perfectly acceptable answer.

    Once they get all the documents and talk to the idiot who crashed into you (they have to provide __ days to get his side of the story, it's the law but I didn't feel like looking up the number of days for Texas), then they'll tell you to get a repair estimate or two. Then they'll look at the estimate(s), compare the cost of repairs with the actual cash value of your vehicle, and they'll make the decision to repair or write off your vehicle.

    It's a straight side-swipe, so the damage probably won't total your vehicle. I would be shocked if your vehicle was totalled by that accident, but I've been shocked before so it's not impossible. It's probably going to be a repair job, though.

    It actually doesn't matter that he's from another state. The crash happened in Texas, so it will be settled as per the Texas laws and regulations. You'll probably also be covered for a rental while your machine is in the repair shop, so definitely ask about that. It looks (from what I could see) like your car is still drivable, so you'll only be covered while in the repair shop.

    Fortunately you've got dash cam footage of the crash, so there won't be any dispute as to who is responsible.
    4 answers · 13 hours ago
  • Driving/accident help!?

    I was driving today, and moving at a slow rate (like the cars around me), and I switched lanes with the perfect amount of space between the two cars. However, the lady behind me was mad. Maybe, I did cut her off, but I do not feel like I did given the circumstances. Anyway, she took a picture of my plate, and I do... show more
    I was driving today, and moving at a slow rate (like the cars around me), and I switched lanes with the perfect amount of space between the two cars. However, the lady behind me was mad. Maybe, I did cut her off, but I do not feel like I did given the circumstances. Anyway, she took a picture of my plate, and I do not know why. Maybe I hit her car or she was just being over the top. I looked at my car later and there was no damage, and I do not think I hit the car because there was no noise or anything, and the girl did not get out of her car or move to the side of the rode. What should I do?
    5 answers · 14 hours ago
  • Hit car on my bike. She was turned left to take a wide right turn.?

    There was a driveway on the left so I thought she was going left but she turned right instead to park. Needless to say I dented her car a little bit. Was on a motorcycle. My handlebar hit her. Neither of us called cops. Was wondering who would be at fault here.
    There was a driveway on the left so I thought she was going left but she turned right instead to park. Needless to say I dented her car a little bit. Was on a motorcycle. My handlebar hit her. Neither of us called cops. Was wondering who would be at fault here.
    4 answers · 2 days ago