• Why do some people buy things on credit?

    17 answers · 3 days ago
  • My parents have horrible horrible credit history, and they just put my name as a joint account holder?

    My parents have a horrible credit history, and they just put my name as a joint account holder without telling me. I do not own a personal credit card of any kind yet. Will this affect my future credit history?
    My parents have a horrible credit history, and they just put my name as a joint account holder without telling me. I do not own a personal credit card of any kind yet. Will this affect my future credit history?
    29 answers · 5 days ago
  • Pls need help how can I build my credit score the quickest way?

    How can I build my credit score fast? I am trying to sell my home to purchase another home, but the banks won’t approve me because my credit score is only 560 Are there any ways to build a credit score fast?
    How can I build my credit score fast? I am trying to sell my home to purchase another home, but the banks won’t approve me because my credit score is only 560 Are there any ways to build a credit score fast?
    14 answers · 4 days ago
  • Can my daughter take over her car payments to build her credit?

    I got my daughter a car last year under my name. She is paying the monthly payments for it and she hasn’t missed any my question is when she turns 18 can she take over the payments through her own credit to help build it
    I got my daughter a car last year under my name. She is paying the monthly payments for it and she hasn’t missed any my question is when she turns 18 can she take over the payments through her own credit to help build it
    11 answers · 3 days ago
  • Can your debit card be delcined online if one letter is missing?

    Recently made a purchase online and just got an email saying my purchase was cancelled. At the time of the purchase, they charged my card, and after it was cancelled, my money was refunded. On my debit card, my middle initial is on it. When i typed my billing info for my original order, i left out my middle... show more
    Recently made a purchase online and just got an email saying my purchase was cancelled. At the time of the purchase, they charged my card, and after it was cancelled, my money was refunded. On my debit card, my middle initial is on it. When i typed my billing info for my original order, i left out my middle initial. Can this be a reason as to why my order was declined?
    7 answers · 2 days ago
  • In what instances will a credit card company take someone to court for debt?

    Best answer: If you aren't delinquent, they don't care. Make those minimum payments until you die.

    If you cease paying, they will write off the debt as a loss and sell it to a collection agency...they will be the ones to sue you.
    Best answer: If you aren't delinquent, they don't care. Make those minimum payments until you die.

    If you cease paying, they will write off the debt as a loss and sell it to a collection agency...they will be the ones to sue you.
    13 answers · 5 days ago
  • The difference between master card and credit card?

    Best answer: There's a lot of overlap. Some MasterCards are credit cards and some credit cards are MasterCards. (Other credit cards include Visa, Discover, American Express, etc.) Other MasterCards are debit cards. A "Master" card means a card processed through a certain network called... show more
    Best answer: There's a lot of overlap. Some MasterCards are credit cards and some credit cards are MasterCards. (Other credit cards include Visa, Discover, American Express, etc.) Other MasterCards are debit cards.

    A "Master" card means a card processed through a certain network called "Mastercard".

    A "credit" card means one where you are borrowing money when you use it (unlike a debit cards or a prepaid card, where you deposit the money in advance).
    7 answers · 2 days ago
  • Payloan help !!!!?

    My boyfriend has been silly enough to get a payday loan way before I met him , he’s finally just paid it off after many final demand letters , but now he’s still receiving phone calls from other companies saying they bought the loan off Sunny Loans and owes them 2k+ , can anyone give me some advice on what to do ?
    My boyfriend has been silly enough to get a payday loan way before I met him , he’s finally just paid it off after many final demand letters , but now he’s still receiving phone calls from other companies saying they bought the loan off Sunny Loans and owes them 2k+ , can anyone give me some advice on what to do ?
    5 answers · 12 hours ago
  • What happens if you accidentally paid the wrong amount for your credit card bill?

    I paid $3000 for my credit card accidentally, when I was only supposed to pay $300 I entered the wrong amount and when I contacted my credit card company they said they will review the refund whether they approve or deny the request. Do you think they will approve or deny it?
    I paid $3000 for my credit card accidentally, when I was only supposed to pay $300 I entered the wrong amount and when I contacted my credit card company they said they will review the refund whether they approve or deny the request. Do you think they will approve or deny it?
    7 answers · 2 days ago
  • How do i change my credit card #?

    18 answers · 6 days ago
  • Would you give your chiropractor two debit cards in case one is a backup?

    Ok so here s the thing. Ive been seeing a chiropractor for about three weeks. Every 30th of the month I make one payment. I gave them my debit card which they ask for to make the payment. No problem. However they ask for two debit cards for a backup. Now before y all go crazy and start saying it s sketchy or I m... show more
    Ok so here s the thing. Ive been seeing a chiropractor for about three weeks. Every 30th of the month I make one payment. I gave them my debit card which they ask for to make the payment. No problem. However they ask for two debit cards for a backup. Now before y all go crazy and start saying it s sketchy or I m stupid so u can feel smart. I have not given them my cards...so tell me what would you guys do that give two debit card or not
    13 answers · 6 days ago
  • I got scammed wht should I do?

    So umm I bought a service for 1300 dollars and it wasnt fully delivered. I have no proof of that and I signed their receipts and everything. They have proof I authorized the purchase but I dont have any proof that they didnt do what they were supposed to. Any thing I can do? It was a debit card transaction using... show more
    So umm I bought a service for 1300 dollars and it wasnt fully delivered. I have no proof of that and I signed their receipts and everything. They have proof I authorized the purchase but I dont have any proof that they didnt do what they were supposed to. Any thing I can do? It was a debit card transaction using credit terminal so i didnt enter my pin.
    5 answers · 1 day ago
  • If I pay my student loan right now will it help my credit?

    I have $8000 in student loans. They are sunsidized so I'm not required to pay them until 6 months after not being in school. I recently inheirted 5k. Although I don't have to make payments right now, I want to put this 5k towards my loan. Will this help my credit score if I do this? I was told by a friend... show more
    I have $8000 in student loans. They are sunsidized so I'm not required to pay them until 6 months after not being in school. I recently inheirted 5k. Although I don't have to make payments right now, I want to put this 5k towards my loan. Will this help my credit score if I do this? I was told by a friend that if I pay it right now (while I am still in school and am NOT required to make payments right now) it won't help to better my credit score. Is this true?
    5 answers · 1 day ago
  • Can a lien be rolled over to you?

    My grandmother let me have her car which she was making payments on. I paid the car off and put the title in my name. I traded the car in recently and was told there's a lien on it. Will that affect my credit in any way if the car was originally my grandmothers?
    My grandmother let me have her car which she was making payments on. I paid the car off and put the title in my name. I traded the car in recently and was told there's a lien on it. Will that affect my credit in any way if the car was originally my grandmothers?
    6 answers · 2 days ago
  • Can I get approved for any unsecured credit cards with a 601 credit score?

    which unsecured credit cards are easiest to be approved for? what credit score is the minimum requirement for most unsecured credit cards?
    which unsecured credit cards are easiest to be approved for? what credit score is the minimum requirement for most unsecured credit cards?
    5 answers · 2 days ago