• Do you perfer to pay with cash, Debit or credit?

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    76 answers · 4 days ago
  • What is some advice on saving?

    i just moved to nevada with my boyfriend two months ago. We are staying with his dad rent free, for 6 months until his dad moves out of state and is buying us a condo. I work full time as a host plus tips so my paychecks are usually 400-500 and up every two weeks. I have no bills or rent besides phone bill which is... show more
    i just moved to nevada with my boyfriend two months ago. We are staying with his dad rent free, for 6 months until his dad moves out of state and is buying us a condo. I work full time as a host plus tips so my paychecks are usually 400-500 and up every two weeks. I have no bills or rent besides phone bill which is 50 a month. I am always wanting to spend when i get paid, even if its on food or makeup or something simple. How do i break that urge and save it all? even if its in my savings i transfer it to my checking and use it
    11 answers · 1 day ago
  • Do you think 100,000 dollars can be eligible for retirement?

    Do you think people will retire if they have a 100,000 in a account.
    Do you think people will retire if they have a 100,000 in a account.
    13 answers · 4 hours ago
  • How does a savings account work?

    Best answer: Most probably it can. The point of a savings account is that you leave money in there to build up interest. You will notice that they are all advertised with an interest rate - this is how much you will get each year just for leaving the money there. The bank can use your money to invest, lend out, one way or... show more
    Best answer: Most probably it can.

    The point of a savings account is that you leave money in there to build up interest. You will notice that they are all advertised with an interest rate - this is how much you will get each year just for leaving the money there. The bank can use your money to invest, lend out, one way or another they make more money with it - and they pay some of that to you. Interest rates aren't good these days but they aren't zero! A savings account isn't meant for regular use (that's what current accounts are for, and the kind of youth account you can get that comes with a debit card), it's meant for just leaving your savings in. And because it pays interest, every year or maybe more often, you'll find extra money just arrives in it.

    You might be asked when you open the account if you want the interest added to the account or paid out to you. Go for having it added to the account - then you get interest on the interest!

    There are various kinds - what you want is an instant access savings account. Then you can get at that whenever you like. It's also the only kind that will accept this kind of payment in. There are others that pay more interest and the price you pay for that is you can't get at your money instantly. That's really for when you already have money saved up and can afford to put a lump sum away and know you won't need it for X years. Not what you want now!

    And because you have to ask the bank to get money out, you can't possibly take out more than you have, so it's safe for them to let you have one when you're under 18.

    So you need an instant access account. It's possible to pay directly into one of those, though some might say no. Ask the bank before opening the account if they accept this and how to do it.

    With some banks, the account will have a sort code that looks like 99-99-99 and an 8 digit account number. This is the standard format of UK bank account numbers and that's the information anyone needs to be able to pay electronically into it. Others use their own account numbering system and for someone to pay directly into your savings account with them, they need to know the bank's sort code and account number (which they will tell you), and then give your account number as the "reference".

    For an example, my Instant access savings account is with Skipton Building Society because it has a good rate of interest on it. To pay money into that from another account using online banking, it's the second kind - I've got to give three numbers, Skipton's sort code and account number and my own 9-digit Skipton account number, and the money gets through. Anyone else could do that if I gave them the three numbers. (Yes, it's a building society, technically not a bank, but you can ignore the difference - it's somewhere you can save with and that's all we really need to know.)

    You'll probably need a parent to be able to set the account up, but once that's done, it's yours and you can operate it yourself.
    7 answers · 2 days ago
  • How do people retire and survive with no retirement savings.?

    So I live in an affluent area of the country-Long Island. Most of our friends- in their late 50's are very prepared for retirement financially- 401'ks etc.... I'm no where near ready and prepared to work as long as I can- but still I'm better off then many people. The question- what do the folks... show more
    So I live in an affluent area of the country-Long Island. Most of our friends- in their late 50's are very prepared for retirement financially- 401'ks etc.... I'm no where near ready and prepared to work as long as I can- but still I'm better off then many people. The question- what do the folks with noo retirement do- in your opinion.- Can one survive on social security. I find if funny when you tell someone you have $500,000 set aside for retirement and they tell you that is not even close to enough.
    23 answers · 3 days ago
  • Do you think a million dollars can be eligible for retirement?

    If someone has a million dollars do you think that will be eligible for retirement?
    If someone has a million dollars do you think that will be eligible for retirement?
    8 answers · 4 hours ago
  • How to make $200 by tomorrow?

    I m in a rough spot, I need $200 by tomorrow. How could I make that much money that fast? I don t care if it s legal or illegal just help.
    I m in a rough spot, I need $200 by tomorrow. How could I make that much money that fast? I don t care if it s legal or illegal just help.
    11 answers · 2 days ago
  • Will my PayPal account be limited?

    Got a PayPal account from a friend who does not need it anymore and I have a couple thousand dollars worth of digital gift certificates and wanted to know if by selling them would that make my account limited? The account is fully verified and I can post a Max of 100 items and 10K a month I believe
    Got a PayPal account from a friend who does not need it anymore and I have a couple thousand dollars worth of digital gift certificates and wanted to know if by selling them would that make my account limited? The account is fully verified and I can post a Max of 100 items and 10K a month I believe
    6 answers · 5 hours ago
  • How did new cars get so expensive in such a short amount of time?

    The rise in cost for a brand new car doesn't match inflation. Its way higher. I have a 2011 ford f150. I bought it brand new for $32k with taxes. I priced out a nearly identical 2019 version (obviously trucks have changed in 8 years but I matched it as close as possible) and came out to $48k. A Honda civic can... show more
    The rise in cost for a brand new car doesn't match inflation. Its way higher. I have a 2011 ford f150. I bought it brand new for $32k with taxes. I priced out a nearly identical 2019 version (obviously trucks have changed in 8 years but I matched it as close as possible) and came out to $48k. A Honda civic can cost over $30k. What the hells going on!?!
    8 answers · 2 days ago
  • If parents were poor while raising a first child, and now have money which they excessively spend on their younger children, should they...?

    ...help their eldest adult child (whom they haven't even payed or helped to pay college after they became better off financially) who is now struggling with money?
    ...help their eldest adult child (whom they haven't even payed or helped to pay college after they became better off financially) who is now struggling with money?
    10 answers · 3 days ago
  • How to pay for dental work without insurance?

    I’m 18 and have my own apartment, I am about to start community college and I work as a waitress everyday of the week. I’m barley making enough money to pay for my living, but I really want to get my teeth fixed. I still have baby teeth and my lateral incisors (however you spell it) are where my canines should be,... show more
    I’m 18 and have my own apartment, I am about to start community college and I work as a waitress everyday of the week. I’m barley making enough money to pay for my living, but I really want to get my teeth fixed. I still have baby teeth and my lateral incisors (however you spell it) are where my canines should be, and vice verse. Also I have a pretty bad over bite. The problem is, I don’t have insurance and I don’t even know where to start with that. Does anyone have any suggestions on what I should do? I’ve been trying to save up, but everything I need could cost up to $20,000.
    14 answers · 5 days ago
  • Ladies: What would you think if your baby daddy just wanted photos and updates ?

    I am pregnant but not with the guy anymore. He harassed me for almost a month once I told him I was pregnant. He was wishy washy about being a parent. He rarely asked about the baby just wanted to put me down for not wanting to be with him. Then one night he sent me 30 text messages back to back within an... show more
    I am pregnant but not with the guy anymore. He harassed me for almost a month once I told him I was pregnant. He was wishy washy about being a parent. He rarely asked about the baby just wanted to put me down for not wanting to be with him. Then one night he sent me 30 text messages back to back within an hour. Just talking crap threatening to take my baby away. Then after saying crap the last thing he sent me was “I just want to be apart of my kids life. Either way I’m going to be apart of my kids life. Fine. Keep your plan. I won’t take the baby. I just want photos and updates” then I haven’t heard anything afterwards. It’s been over a month now. The cop I spoke to said to block him and told him he should only contact me about the baby. He was creating random numbers to blow my phone up Do you think it’s weird he ends it with just wanting photos and updates? Would you even bother or just live your life?
    4 answers · 3 hours ago
  • What font does Barclays use (or the closest equivalent) in their bank statements?

    this is for a prop and I need it really fast and its going to be a close up so you will be able to notice a different
    this is for a prop and I need it really fast and its going to be a close up so you will be able to notice a different
    6 answers · 1 day ago
  • Is having a savings worth it?

    Best answer: Your BF isn't very mature financially. Having some form of savings is important to having stability in your financial life. It can be for emergencies, unexpected expenses, loss of job, having children, buying a home, paying cash for a car, vacations, or simply for retirement. As much as anything else, a form of... show more
    Best answer: Your BF isn't very mature financially. Having some form of savings is important to having stability in your financial life. It can be for emergencies, unexpected expenses, loss of job, having children, buying a home, paying cash for a car, vacations, or simply for retirement. As much as anything else, a form of savings brings peace of mind.

    Depending on credit is a big risk -- and is expensive. What if he loses his job and can't pay his bills? His credit is damaged or ruined and he can't depend on it anymore. Then, having cash is necessary. Where is that cash coming from if not from a savings account? He can't borrow his way out of debt.

    If you plan to marry this guy, his financial irresponsibility will stay with him. You can't change him. It'll become a major point of friction in your marriage.
    23 answers · 1 week ago
  • What is SSI (Supplemental Security Income)?

    Best answer: SSI is a federal welfare program for people under age 65 who are disabled and people who are over age 64 whose income and resources are below certain levels. Countable resources of $2000 or more for a single person makes them ineligible; $3000 for a married person. The maximum monthly SSI benefit is $771 and... show more
    Best answer: SSI is a federal welfare program for people under age 65 who are disabled and people who are over age 64 whose income and resources are below certain levels. Countable resources of $2000 or more for a single person makes them ineligible; $3000 for a married person. The maximum monthly SSI benefit is $771 and income of $791 or greater would make a person ineligible. Any unearned income (income other than wages or self-employment) received over $20 a month will reduce the SSI benefit $ for $.

    Some states supplement the SSI benefit amount - most don't - and the amount varies considerably from as little as $6 in one state to over $100 in two states. In all but ten states entitlement to SSI also automatically entitles a person to Medicaid. Most SSI recipients are also eligible for food stamps.

    If a person is eligible for some other type of benefit; e.g. social security, unemployment, worker's comp they MUST file for it to cut down on the costs of the SSI program.
    7 answers · 3 days ago