• Help on how to keep calm in an interview?

    I really need this job!
    I really need this job!
    6 answers · Other - Careers & Employment · 4 hours ago
  • Rent cost fair price from parents?

    Hey everyone. I am a male aged 20 have a good job and I live with my girlfriend who also has a job(She's 18). We live in my parents basement. We pay our own cell bills, the internet for the whole house (internet cost 100$) buy all our groceries and most of the time are out if the house when working or out... show more
    Hey everyone. I am a male aged 20 have a good job and I live with my girlfriend who also has a job(She's 18). We live in my parents basement. We pay our own cell bills, the internet for the whole house (internet cost 100$) buy all our groceries and most of the time are out if the house when working or out enjoying life. We currently pay 600 dollars including the internet. I have recently got a better job and can start saving for my own life. Now I have been told we have to start paying 800 dollars plus the internet for 900 dollars. I am puzzled and am not sure if we are being treated fair or treated like a bank. We do not eat their food besides when they invite us to eat for 1 or 2 nights a week. We keep to ourselves in a bedroom with a tv a ps4 and a computer. We sleep and go to work practically. In my area there is places for rent that are 1000 dollars that have everything included and space for parking and it's actually private. But I amm being told that my parents belive they are charging is fair. And we won't find a better deal. I'm too young to know if this seems fair. Anyone give me some advice. Thanks alot folks.
    17 answers · Renting & Real Estate · 12 hours ago
  • How does social security and medicare work ?

    I worked from 14 thru about 24. Then I became self employed and never contributed anything extra other than my regular IRA for about 10-11 years. ($2000 a year) I never earned much at all. Maybe $22,000 from a regular job for 2 years. the rest, far, far less. I never expected or planned for a dime but now that... show more
    I worked from 14 thru about 24. Then I became self employed and never contributed anything extra other than my regular IRA for about 10-11 years. ($2000 a year) I never earned much at all. Maybe $22,000 from a regular job for 2 years. the rest, far, far less. I never expected or planned for a dime but now that I'm 55 and played with a life expectancy calculator, I realize I may live a helluva lot longer than I thought. And I'm drinking a beer to help. (Drinking 2-7 beers per week extends my life 6 months versus 0-2) Insurance is another question. The ACA has been good to me because I'm healthy and I have low income. So the high deductible policies aren't an issue. And the subsides pay a ton of it. But I'm sure that wont continue. Am I inline for any kind of SS when I get older ? What about Medicare ? Does having assets kill it ? I don't mean ultra rich but I don't work at 55 and my very modest house & car are paid for.
    13 answers · Insurance · 1 day ago
  • Why does it take so long to sign up for a medigap plan for medicare?

    Best answer: You might have been better served if you'd called in September before the agent got swamped with open enrollment clients.

    Premiums can go up at any time, but most will have a 6 or 12 month guarantee, and after that the increase would be once a year on your anniversary date with most.
    Best answer: You might have been better served if you'd called in September before the agent got swamped with open enrollment clients.

    Premiums can go up at any time, but most will have a 6 or 12 month guarantee, and after that the increase would be once a year on your anniversary date with most.
    33 answers · Insurance · 4 days ago
  • Is it common for employers to not offer Short-Term Disability?

    I recently signed up for health, dental and vision insurance through my employer. They offer $25K life insurance for free and Long-Term Disability is free on the health insurance. However, the HR department told met that the company doesn't have a Short-Term Disability. That's a bit odd. I know that people... show more
    I recently signed up for health, dental and vision insurance through my employer. They offer $25K life insurance for free and Long-Term Disability is free on the health insurance. However, the HR department told met that the company doesn't have a Short-Term Disability. That's a bit odd. I know that people generally may not need Long-Term and that Short-Term would logically be used more frequently, but she referred me to "Colonial Life" that has nothing to do with the company. I thought that was kind of weird. So if I already have all of the other stuff set up and just need Short-Term Disability for myself, what's the process for that and what's a reasonable cost for it? Do I just make a payment to whatever company I get it through every month or something like that?
    23 answers · Insurance · 3 days ago
  • Is this credit card fraud?

    Best answer: Why don't you loan here enough money to open a secured card account. That way your exposure is limited, she can charge things, and she builds here credit.
    Best answer: Why don't you loan here enough money to open a secured card account. That way your exposure is limited, she can charge things, and she builds here credit.
    13 answers · Credit · 20 hours ago
  • Why is insurance company asking for my settlement?

    In January I had a slip and fall. I contacted Blue Cross and Blue Shield's subrogation department, but never heard back. I settled with the owners of the property for $200, which covered my co pays, and didn't think anything else about it. Today I received a notice from BCBS that they want my $200... show more
    In January I had a slip and fall. I contacted Blue Cross and Blue Shield's subrogation department, but never heard back. I settled with the owners of the property for $200, which covered my co pays, and didn't think anything else about it. Today I received a notice from BCBS that they want my $200 settlement. Why in the world would I pay my insurance company this money after already paying the copays?
    5 answers · Insurance · 2 days ago
  • Subletting for higher amount?

    If my rent is $400 can I sublease the property for $800?
    If my rent is $400 can I sublease the property for $800?
    12 answers · Renting & Real Estate · 1 day ago
  • Do teenagers owe federal taxes?

    My first job, I made about $342 and it took $64 out of my account because it went towards the federal government taxes. I thought teenagers didn't make enough money to owe federal taxes? Do I talk to my manager about it, what should I do?
    My first job, I made about $342 and it took $64 out of my account because it went towards the federal government taxes. I thought teenagers didn't make enough money to owe federal taxes? Do I talk to my manager about it, what should I do?
    13 answers · United States · 1 day ago
  • Student loan through my dad?

    So I'm graduating college soon and I have a 50k hand shake loan with my dad. My goal for the first year was to give him all my earnings. I still live at home and will for the first year I am employed. Is this a good way to get the debt out of the way?
    So I'm graduating college soon and I have a 50k hand shake loan with my dad. My goal for the first year was to give him all my earnings. I still live at home and will for the first year I am employed. Is this a good way to get the debt out of the way?
    9 answers · Personal Finance · 4 hours ago
  • My life had been a turmoil since the day I was born?

    I'm 23 and couldnt get into nursing next year because I didnt finish upgrading. My aunts and parents are pressuring me to find a job or go back to school. I don't know what jobs will hire me full time. I feel so disappointed in myself and that i'm wasting my life away. What should I do?
    I'm 23 and couldnt get into nursing next year because I didnt finish upgrading. My aunts and parents are pressuring me to find a job or go back to school. I don't know what jobs will hire me full time. I feel so disappointed in myself and that i'm wasting my life away. What should I do?
    10 answers · Other - Careers & Employment · 13 hours ago
  • How can I get a first time Job? No body wants to hire me.?

    Some reasons that might be the cause: 1.) I don't have a car and I rely on public transport. 2.) I have no previous work experience. 3.) I only have one referee. I have no disabilities, I have been to employment courses to learn how to write a good CV and Cover letter. even the usual jobs that most... show more
    Some reasons that might be the cause: 1.) I don't have a car and I rely on public transport. 2.) I have no previous work experience. 3.) I only have one referee. I have no disabilities, I have been to employment courses to learn how to write a good CV and Cover letter. even the usual jobs that most teenagers have as their first jobs have turned me down. Jobs like the paper run/ Fast food Joints/ Cashier at supermarkets. I really need a first time job preferably in Retail, I have been unemployed all year and I'm 19. Please give me advice.
    10 answers · Other - Careers & Employment · 3 days ago
  • Do hourly employees have unpaid vacation rights?

    My friend is an hourly worker at a hotel in CA. Almost 2 months ago, she told her manager she was going to take unpaid vacation the first week of Dec and she said OK, remind her 4 weeks out. When she did, her manager has now denied it. My friend already arranged travel and has her shifts covered. She is fully aware... show more
    My friend is an hourly worker at a hotel in CA. Almost 2 months ago, she told her manager she was going to take unpaid vacation the first week of Dec and she said OK, remind her 4 weeks out. When she did, her manager has now denied it. My friend already arranged travel and has her shifts covered. She is fully aware it s unpaid and considers it just a week she s unavailable to take shifts, but her manager and HR denied it. Does she have any rights here to defend her request?
    10 answers · Other - Careers & Employment · 15 hours ago
  • Does a receptionist at a Drs. office find out what my co pay is?

    After I pay the co pay will I also receive another bill from the insurance company? Is it better to just pay cash? I think my co pay will be $90.00 to see a specialist, not sure what it will be, and then I fear I'll receive another bill too. How does this work? I really like to know what I have to pay, so I... show more
    After I pay the co pay will I also receive another bill from the insurance company? Is it better to just pay cash? I think my co pay will be $90.00 to see a specialist, not sure what it will be, and then I fear I'll receive another bill too. How does this work? I really like to know what I have to pay, so I don't receive any surprise bills I can't pay. I hope a receptionist will tell me cash price & what it would be with my insurance. I can't get any answers from my insurance company when I call them. They don't seem to know or what to tell me. Plus long waits on the phone, and many transfers to different departments. Too stressful for me.
    13 answers · Insurance · 3 days ago