• Buying a 25,000$ House?

    I don t know **** about buying a house but here s the information I ve gathered up , and I m wondering if its possible. First off I m 20, my credit score is 600. The house I m looking at costs$ 25,000 with a down payment of $5,000 and monthly mortgage of $105. If I have the $5,000 for the down payment would I... show more
    I don t know **** about buying a house but here s the information I ve gathered up , and I m wondering if its possible. First off I m 20, my credit score is 600. The house I m looking at costs$ 25,000 with a down payment of $5,000 and monthly mortgage of $105. If I have the $5,000 for the down payment would I still need a bank loan ? Is there additional costs I m not aware of? And also does the $105 go towards paying off the rest of the 25k? Sorry if these are stupid questions, I have no help with this and would appreciate any advice, tips and tricks!
    15 answers · Personal Finance · 5 hours ago
  • I'm middle class. Trump's tax cuts saves me a lot of money. Why did Democrats votes against these tax cuts?

    Best answer: Democrats think its their money
    Best answer: Democrats think its their money
    21 answers · United States · 22 hours ago
  • What was the reason why you left your last job?

    Best answer: Journeyman painter getting $11 per hour in 2011. Left with the best man they had. Today he still works with me, he makes $15 perhour. I make $18 per hour. I put a lot of money back into the business. I also have an IRA account for my retiremeng and Bronze level Obamacare for both of us. Wouldnlt have that today. If... show more
    Best answer: Journeyman painter getting $11 per hour in 2011. Left with the best man they had. Today he still works with me, he makes $15 perhour. I make $18 per hour. I put a lot of money back into the business. I also have an IRA account for my retiremeng and Bronze level Obamacare for both of us. Wouldnlt have that today. If we were at the old job, we'd be lucky to make $12 per hour today and absolutely no benefits at all!
    30 answers · Other - Careers & Employment · 1 day ago
  • Is it bad for a 17 y/o to not know anything about banking?

    I feel kind of incompetent. I've never really gotten involved with banking but wanted to set up a student account. The lady asked me what kind of an account I already had. I literally had no idea. I have a card but don't even know what type of card it is. I'm not even sure how to deposit money into an... show more
    I feel kind of incompetent. I've never really gotten involved with banking but wanted to set up a student account. The lady asked me what kind of an account I already had. I literally had no idea. I have a card but don't even know what type of card it is. I'm not even sure how to deposit money into an account. I realise that when my friends talk about overdrafts and stuff I have no clue what it means. Is this bad?
    21 answers · Personal Finance · 1 day ago
  • WHat is the best way to grow my money?

    I am 18 yo, entering the Air Force this summer (slated for August but could be pushed forward or back). Right now I'm a server at restaurant and I don't even have a checking account. Most of my pay is in cash tips, which I just keep and spend. But I also have a pay card that is loaded with my hourly wage... show more
    I am 18 yo, entering the Air Force this summer (slated for August but could be pushed forward or back). Right now I'm a server at restaurant and I don't even have a checking account. Most of my pay is in cash tips, which I just keep and spend. But I also have a pay card that is loaded with my hourly wage and any credit card tips. I also have a Walmart card, that I pay off each month in store. I want to save at least half of my income when I get in the AIr Force. I know nothing about finance. My dad just tlls me to work hard and save my money. Should I just be looking at a simple savings account, CDs? Bonds? I'm a little leery on investing since it's a dice roll. I know there are investment strategies but I have no idea what they are or how to apply them.
    15 answers · Personal Finance · 1 day ago
  • Life insurance?

    hypothetically... if i have life insurance and i kill myself, will my mother get whatever money? to do whatever she needs to
    hypothetically... if i have life insurance and i kill myself, will my mother get whatever money? to do whatever she needs to
    13 answers · Insurance · 24 hours ago
  • I have a pass to park in my boyfriends residence and no matter where I park someone complains and screams at me?

    I have a visitor pass aka also resident pass to park at my boyfriend’s residential area nd 3 PEOPLE HAVE COMPLAINED ABOUT ME PARKING NEAR THEIR HOUSE. EVERYONE PARKS IN FRONT OF PEOPLE’S HOUSES HERE! I AM ABOUT TO JUST STOP COMING HERE COMPLETELY THIS IS RIDICULOUS WHAT CAN I DO? It’s been fine for a year now... show more
    I have a visitor pass aka also resident pass to park at my boyfriend’s residential area nd 3 PEOPLE HAVE COMPLAINED ABOUT ME PARKING NEAR THEIR HOUSE. EVERYONE PARKS IN FRONT OF PEOPLE’S HOUSES HERE! I AM ABOUT TO JUST STOP COMING HERE COMPLETELY THIS IS RIDICULOUS WHAT CAN I DO? It’s been fine for a year now all of a sudden people are coming out of their homes screaming at me to where I literally want to cry and never come here again
    12 answers · Renting & Real Estate · 5 hours ago
  • Do animal rescue workers earn a decent living?

    I'd love to change my work field from commercial construction to animal rescue or similar type of job. The thing is. I really can't afford to earn less money. My base pay 80K/year working construction. Are there any jobs working with animals that pay around the same, that are in demand?
    I'd love to change my work field from commercial construction to animal rescue or similar type of job. The thing is. I really can't afford to earn less money. My base pay 80K/year working construction. Are there any jobs working with animals that pay around the same, that are in demand?
    17 answers · Other - Careers & Employment · 1 day ago
  • Can I kick my brother out of my sisters house?

    My brother has been living in my sisters house for 3 years rent free. My sister recently moved out and I am in charge of the apartment now. He’s lazy and he doesn’t help out and he doesn’t give the complete rent . Can I legally kick him out?
    My brother has been living in my sisters house for 3 years rent free. My sister recently moved out and I am in charge of the apartment now. He’s lazy and he doesn’t help out and he doesn’t give the complete rent . Can I legally kick him out?
    15 answers · Renting & Real Estate · 1 day ago
  • Your refund has been applied to a past due IRS tax obligation.?

    What does this message mean? I owed on my federal last year but I created an installation agreement and I’ve been paying, Yet, I got this message on my “where’s my refund” site. Any ideas?
    What does this message mean? I owed on my federal last year but I created an installation agreement and I’ve been paying, Yet, I got this message on my “where’s my refund” site. Any ideas?
    15 answers · United States · 1 day ago
  • How do I move out at 18 and in high school?

    I know just how crazy that sounds and I know that making ends meet is gonna be a possibly hopeless endeavor. I live in a household with opposing views to my own and it's difficult pretending to be someone I am not. I don't believe my household will be a very peaceful place once I convey my beliefs, so I... show more
    I know just how crazy that sounds and I know that making ends meet is gonna be a possibly hopeless endeavor. I live in a household with opposing views to my own and it's difficult pretending to be someone I am not. I don't believe my household will be a very peaceful place once I convey my beliefs, so I want to move out just to conserve whatever peace I can. That's all very vague, but essentially I want to be honest with my parents, I just know they're not going to be accepting of it and I don't want to be around to see their disappointment and question where they went wrong. It's not a vengeful move, it's more of an attempt to preserve my mental health (which I might mess up, even more, putting myself in this situation. I'll never know if I don't try). So I'm sorry for rambling, but essentially I do not have the first clue on how to do this, I really want to though. Apartment renting is my first concern and knowing if my job is stable or not...
    15 answers · Renting & Real Estate · 1 day ago
  • A painter charges a $10 consulting fee, is that outrageous?

    Best answer: The painter is a professional and has to work for a living, had to commute to work etc etc. The answer is No.
    Best answer: The painter is a professional and has to work for a living, had to commute to work etc etc. The answer is No.
    14 answers · Other - Careers & Employment · 1 day ago
  • My wife wants to cancel our duplicate cards and open joint accounts. I don't like the idea. It's a fight. What should I do?

    We each came into our marriage with a visa and a discover. She thinks it's stupid to have two of each card and wants to cancel our individual cards and open joint accounts on each. I don't want to close the accounts and see no reason to do so. We own a home and vehicles so I'm not worried about the... show more
    We each came into our marriage with a visa and a discover. She thinks it's stupid to have two of each card and wants to cancel our individual cards and open joint accounts on each. I don't want to close the accounts and see no reason to do so. We own a home and vehicles so I'm not worried about the potential credit drop. Losing the buying power is what scares me. Are there any reasons I should consider consider consolidating our cards? Any reason I should not? Saying to keep a card in case we split is not helpful. I know that already.
    13 answers · Credit · 22 hours ago
  • Rent is ridiculously expensive in and around my city. Are there programs to help you subsidize and afford rent prices?

    I am 31 years old, single, and live in my family home. Before you judge me, I chose to live with parents because my mother is extremely ill and needed my constant attention at home. Now that I'm getting older, my aunt has decided to take over and live in our home as well. After researching rent prices, I find... show more
    I am 31 years old, single, and live in my family home. Before you judge me, I chose to live with parents because my mother is extremely ill and needed my constant attention at home. Now that I'm getting older, my aunt has decided to take over and live in our home as well. After researching rent prices, I find them beyond my budget. A simple one-story apartment in my city costs almost $800. With my car note, health insurance, car insurance, and high student loan payments......it is almost impossible to afford that unless I date and become serious with someone who will share the cost. I am happily single and want to stay that way. Are there any programs out there can help lower or subsize rent costs?
    52 answers · Renting & Real Estate · 5 days ago