• How do I go about starting a budget? I need tips?

    Best answer: to do a budget, start with you take home pay. your first budget item should be paying yourself (like 10% of take home). then put a line in for rent or mortgage payment, car payment, insurance payments, electricity, gas, cable, internet, food, food take out, outside entertainment, clothing, gifts and any other... show more
    Best answer: to do a budget, start with you take home pay. your first budget item should be paying yourself (like 10% of take home). then put a line in for rent or mortgage payment, car payment, insurance payments, electricity, gas, cable, internet, food, food take out, outside entertainment, clothing, gifts and any other normal expense you get every month. the secret is to always always pay yourself first, and make do with the rest. Also, be really careful to diversify your savings (some CD's, some ETF's, some stocks which increase their dividends every year, etc).
    Always max out your 401k at work, so this gives you the correct take home pay to work with.
    15 answers · 5 days ago
  • Does Citizens Bank consider Saturday a business day?

    According to their site, non Citizens Bank checks will be processed the business day after they are deposited. I get paid on Friday's, so will the funds from my check be available on Saturday, or will I have to wait until the end of the day Monday?
    According to their site, non Citizens Bank checks will be processed the business day after they are deposited. I get paid on Friday's, so will the funds from my check be available on Saturday, or will I have to wait until the end of the day Monday?
    6 answers · 1 day ago
  • How high will the USPS postage rates hit?

    Best answer: It went down twice in history. I don't know of anything set to reduce at the moment though. The postal system always tells way in advance for any rate increases, it's on their regular site.
    Best answer: It went down twice in history. I don't know of anything set to reduce at the moment though. The postal system always tells way in advance for any rate increases, it's on their regular site.
    8 answers · 3 days ago
  • Can you request Amazon not ship your order through USPS they have lost multiple orders and important mail?

    Lost is giving them the benefit of the doubt stolen is probably more accurate.
    Lost is giving them the benefit of the doubt stolen is probably more accurate.
    8 answers · 4 days ago
  • Health care exemption (cannot afford it)?

    I make an estimated 13000 a year, and with buying food for my mother and myself and paying my rent, I simply have no money to spare for anything else, let alone health care, regardless of how "cheap" it is. Will I be able to avois this fine, I d also like to add that this is ridiculous for me to have to... show more
    I make an estimated 13000 a year, and with buying food for my mother and myself and paying my rent, I simply have no money to spare for anything else, let alone health care, regardless of how "cheap" it is. Will I be able to avois this fine, I d also like to add that this is ridiculous for me to have to worry about this, it is literally forcing people to pay for insurance, and there are people like myself who just do not want it.
    4 answers · 1 day ago
  • Expats are lonely?

    Best answer: they usually seek out other expats from their own country.
    Best answer: they usually seek out other expats from their own country.
    7 answers · 4 days ago
  • What happens if your package is going to be delivered on a later date with USPS?

    My package was supposed to come tonight by 8 but it’s late. I just want to know if they’ll notify me about another approximate date or if the items got lost, because my tracking still says it’s on the way and along with the text message alerts. I couldn’t find an answer on their website so I figured this would be... show more
    My package was supposed to come tonight by 8 but it’s late. I just want to know if they’ll notify me about another approximate date or if the items got lost, because my tracking still says it’s on the way and along with the text message alerts. I couldn’t find an answer on their website so I figured this would be the second best option
    5 answers · 4 days ago
  • How would you feel if you found out that your bank uses work from home call center agents to answer your calls and assist you ?

    A lot of the big banks are doing it these days when you call the number on the back of your bank client card or credit card your call is wired to an at home office agent on a computer and they handle your confidential credit card and bank security information and work on the computer the company provides to... show more
    A lot of the big banks are doing it these days when you call the number on the back of your bank client card or credit card your call is wired to an at home office agent on a computer and they handle your confidential credit card and bank security information and work on the computer the company provides to serve and assist you and speak to you through a headset hooked to the computer the company pays for the separate internet connection and provides the at home office employee with the computer system and they do one at home office inspection to make sure that it is a suitable environment for the work that it is a closed off locked room where they are working of course they are trained on how to handle security confidential client information and they are paid a low wage i know this because this was my job when i was in college and when clients asked me where am i working from because it didn't sound like a noisy call center like most call centers do but very quite i would always lie about my work environment saying that i am at an actual big call center in n some glass booth room that is sound proof and blocks outside sound when i'm actually answering calls and serving clients in my bedroom in my parents basement Big banks do that and big companies do that a lot to cut costs
    11 answers · 1 week ago
  • Need help with job suggestions because I don't want to be working at dead end jobs anymore and want to advance? My resume is below help?

    Summary of Qualifications: • Several years of office, cash-handling, and customer service experience. • Organized, team-oriented, reliable, detail-oriented. • Microsoft Word, Excel, PowerPoint, Publisher, Type 60 WPM. Education: • San Francisco State University - Bachelor’s degree in Asian... show more
    Summary of Qualifications: • Several years of office, cash-handling, and customer service experience. • Organized, team-oriented, reliable, detail-oriented. • Microsoft Word, Excel, PowerPoint, Publisher, Type 60 WPM. Education: • San Francisco State University - Bachelor’s degree in Asian American Studies • San Francisco State University - Medical Assistant Certificate • City College of San Francisco - 6 ECE Units in Early Childhood Education Employment: Grocery Outlet, San Francisco, California Cashier, April 2017 - January 2018 • Handled cash register, checks, debit/credit cards, coupons, giftcards, scanned and bagged grocery, ringed up wines, eye glasses, apparel items, plants, toys, stocked and faced go-back items on shelves, put back shopping baskets and carts, checked for expiration items. • Cleaned restrooms, trash, kitchen, restock bathroom supplies, tidy store, answering phone and paging. • Utilized a numeric 10-key pad to input barcodes and numbers. Biometrix, Clinical Testing Cosmetic Research, San Francisco, California Clinical Research Assistant, May 2017 - Oct 2017 • Prepared study documents, study folder, review study protocol. • Called handling and phone pre-screening possible panelists, screen and schedule panelists. • Distributed and collect questionnaires during study visits, Quality Control functions, product dispensing. • Captured uncomfortable sensation and conduct proper documentation according to sponsor requirements and ICH guidelines, report to manager. • Responsible for the implementation phase of consumer testing (safety-in use) for cosmetic products. • Utilized non-invasive dermatology instruments. Vanguard Properties Real Estate, San Francisco, California Receptionist, December 2016 - December 2016 (Contract) • Operated postage meter, collating, dropping off mail to the local mailbox. • Replaced printer ink, printed fedex shipping label, ordered supply. • Watered plants, answered phone, checked voicemails. Matthews Asia, San Francisco, California Receptionist, September 2016 - September 2016 (Contract) • Sorted mail, reloaded printer papers, answering phone. • Unloaded and loaded dishwashers, made coffees, served beverages to visitors. • Pickup mail in the mailroom with a wheeled cart. • Operated label maker. Bain & Company, Market Research, San Francisco, California Clerical, November 2015 - May 2016 • Cold calling different companies to conduct questionnaire surveys to see if they qualify for giftcards. • Utilized LinkedIn and the internet to research the companies and inputted data into Excel. Osterhout Design Group, San Francisco, California Receptionist, September 2015 - October 2015 (Contract) • Answering phone. • Restocked kitchen, fridge, snack cabinet with supplies. • Received incoming mail and packages. • Maintained kitchen. Mercy Terrace Senior Housing Center, San Francisco, California Desk Clerk, July 2015 - September 2015 (Contract) • Answering phone, kept log of all visitors, handled housing keys. • Ensured that doors and windows are closed and locked. • Responded to emergency situations by calling the appropriate emergency service. USF Bookstore, San Francisco, California Sales Associate, August 2013 - August 2013 (Seasonal) • Organized the store, assisted customers in finding books, shelving books. International Brotherhood Electrical Worker, San Francisco, California Office Clerk, May 2011 - November 2011 (Contract) • Scanned, filed, envelope greeting cards, stuffing and sticking postages. • Answering phone and took down messages. Reliable Rexall A Compounding Pharmacy, San Francisco, California Cashier, October 2009 - December 2010 • Responded to customer inquiries. • Stocking shelves, pricing merchandise, bagging purchases, utilizing pricing gun. • Received cash and credit card payments. • Dropping off packages to the local post office. San Francisco State University, Onecard Office, San Francisco, California Front Office, January 2007 - June 2009 • Answering phone. • Inputted student information in school system. • Distributed student identification cards. • Operated scanner, copier, shredder, printer, camera. San Francisco Housing Authority, San Francisco, California Clerical Assistant, October 2005 - May 2006 • Answered phone, typed letters, managed forms, copying, faxing, filed.
    7 answers · 1 week ago
  • Do businesses/corporations pay the capital gains tax?

    Do businesses/corporations pay the capital gains tax, or is it only a tax on the individual?
    Do businesses/corporations pay the capital gains tax, or is it only a tax on the individual?
    10 answers · 1 week ago