• Rear-ended someone need help?

    I was about 15 feet back but traveling at 30-35mph and having only front brakes (ford focus) was not enough to bring me to a complete stop therefore causing the rear end. The damage on their vehicle was nothing but a few scratches of paint found on the lower part of her Ford Edge 2015, a part which is universal... show more
    I was about 15 feet back but traveling at 30-35mph and having only front brakes (ford focus) was not enough to bring me to a complete stop therefore causing the rear end. The damage on their vehicle was nothing but a few scratches of paint found on the lower part of her Ford Edge 2015, a part which is universal for all Ford Edge of that year. That is the back story, now to the main problem. I crashed in my parents car, and I was found to be excluded on the insurance policy, so that would mean that the insurance would file a letter to whom i had crashed with stating that they will not cover any damage. The person whom I had crashed into is now sending me her estimate through text, she is looking to get $1500 out of it. That is an amount that I feel is not worth the damage I had actually did to her vehicle, so i had offered her to settle at $1000. She has not responded. P.s. The insurance companies never took down a statement from me about the accident, there was no pictures taken besides one of my license plate from the other driver, it was night time and my car is black so even if there was a picture taken the image would be hard to depict. Do I do the right thing and pay her the full total, or do I take another approach fix my own car with that money and get myself a lawyer, would I have a chance of winning or am I set for failure?
    21 answers · 21 hours ago
  • Drivers test in North Carolina Do I need insurance Before I take drivers license test? Ill be doing in on my Moms car.?

    I talked to State farm and they said it's after I pass the driving test that ill be added to insurance. But online I was looking at documents I need to take and it said "Proof of North Carolina Liability Insurance You will need 1 document from this category." So yeah thanks in advance
    I talked to State farm and they said it's after I pass the driving test that ill be added to insurance. But online I was looking at documents I need to take and it said "Proof of North Carolina Liability Insurance You will need 1 document from this category." So yeah thanks in advance
    9 answers · 20 hours ago
  • Is this considered causing an accident?

    I was driving yesterday, the roads were HORRIBLE! I was taking my time and as I was coming down a slight hill, a car pulled out in front of me. Thankfully I was driving slow enough that it wasn t a big deal. Then all the sudden we are still on the hill and he stops to turn on a side street. I was slipping and I... show more
    I was driving yesterday, the roads were HORRIBLE! I was taking my time and as I was coming down a slight hill, a car pulled out in front of me. Thankfully I was driving slow enough that it wasn t a big deal. Then all the sudden we are still on the hill and he stops to turn on a side street. I was slipping and I knee I would hit him I could not stop in time. So I saw that the other side of the road was clear and I went around him. I know not a smart move. But it was fine. But idk if the car behind me hit the car I was trying to avoid. If they did, is it my fault?? Idk if there was an accident I slowed down but I couldn t tell. If they have my plate number, I m afraid I might have a warrant for my arrest for leaving the scene of an accident (if one happened) answers please ?
    17 answers · 4 days ago
  • Car was hit in a parking lot, should I contact my insurance?

    Best answer: There's no way even your insurance agent could figure that one out, however because it was something that happened in the parking lot that wasn't your fault it probably won't increase much if anything at all. Insurance companies are more concerned about things that make you look like a riskier driver... show more
    Best answer: There's no way even your insurance agent could figure that one out, however because it was something that happened in the parking lot that wasn't your fault it probably won't increase much if anything at all. Insurance companies are more concerned about things that make you look like a riskier driver for the future. Don't worry about any type of increase. Get your bumper fixed.
    10 answers · 2 days ago
  • How do I fit US license plates onto a car made in the UK?

    Best answer: In all States, a three wheel vehicle is legally a "motorcycle". In all States, a motorcycle only has a rear license plate; no front plate needed. A U,S, motorcycle license plate is only 4"x7". Leave the UK plates on the Morgan, mount a new US motorcycle plate holder just over the existing rear... show more
    Best answer: In all States, a three wheel vehicle is legally a "motorcycle".
    In all States, a motorcycle only has a rear license plate; no front plate needed.
    A U,S, motorcycle license plate is only 4"x7".
    Leave the UK plates on the Morgan, mount a new US motorcycle plate holder just over the existing rear registration plate.
    8 answers · 1 day ago
  • Car accident happened, the other party files a claim 2 months later. Please Advise.?

    So a couple of months back I was in a very minor car accident. Both my car and the other driver s car we re merging into the same lane and we collided briefly. We both agreed not to file a claim as our insurance premiums will increase. So now two months later she files a claim with her insurance. What I would... show more
    So a couple of months back I was in a very minor car accident. Both my car and the other driver s car we re merging into the same lane and we collided briefly. We both agreed not to file a claim as our insurance premiums will increase. So now two months later she files a claim with her insurance. What I would like to know is if I have to respond back to that insurance company? Or Do I have to file a claim with my insurance company? It s been over 2 months since this happened and this minor accident happened last year. Located in Sounthern California, Please help!
    9 answers · 2 days ago
  • Grandpa is giving me his car. I want to use it for a quick road trip. Do I have to register it?

    So my amazing grandpa is giving me his car because he wants to upgrade. I’m incredibly lucky. I just moved to San Francisco. The car is in Chicago. My dad will be there visiting and wants to drive it to me. The day after he gets here I want to drive 5 hours to LA to visit someone. Should I just go and register it... show more
    So my amazing grandpa is giving me his car because he wants to upgrade. I’m incredibly lucky. I just moved to San Francisco. The car is in Chicago. My dad will be there visiting and wants to drive it to me. The day after he gets here I want to drive 5 hours to LA to visit someone. Should I just go and register it when i get back or should I get it registered while my dad is on the treck over.
    10 answers · 2 days ago
  • Advice/question about car accident?

    Best answer: No, don't junk it. If you do that, you don't get anything from any insurance company. Ignore most of the other answers, because they obviously didn't understand your question. Here's what you need to know about your situation, so pay attention... 1) Insurance companies don't want to pay... show more
    Best answer: No, don't junk it. If you do that, you don't get anything from any insurance company. Ignore most of the other answers, because they obviously didn't understand your question.

    Here's what you need to know about your situation, so pay attention...

    1) Insurance companies don't want to pay anything at all, in fact they only pay what they're required by law to pay out. In your case, the law requires them to pay for either the actual cash value (depreciated retail value) of your vehicle or the cost of repairing the accident damage, whichever is less. If the repairs cost less, they'll pay that amount. If a total loss costs less, they'll pay that amount. There's no room for argument, it's all about cold hard dollars.

    2) If the repair cost is more than __% of the vehicle's value in fixed / pre-damaged condition, it's a total loss. I left the percentage blank because it varies by jurisdiction, and you didn't say where you live. When insurance companies offer a total loss settlement, part of the agreement always says that they keep the salvage. The salvage is that smoking ruin that used to be your car. And they're very serious about that condition. They hand you the cash, and you sign what's left of the vehicle over to them.

    3) If you sell your smashed up car to a private junk dealer for $1000, the agreement you sign with the junk dealer says you accept that thousand bucks as full and final compensation for your vehicle. Those words will be on the agreement, full and final. Full and final compensation only means one thing.

    4) You can't be compensated twice for the same loss, because that's very against the law. In every state, province, territory and anywhere else in the civilized world, you can only be fully compensated once for a loss. That means you can't accept one full-and-final payment from a scrap yard and then expect another full-and-final settlement from an insurance company, because full and final only means one thing.

    See how this stuff works? If you sell your smoked vehicle to a junker, you accept that you've been paid in full for that smoked vehicle. The insurance company can then say "sorry, you already accepted full compensation for your loss" and not pay you anything if you do that. And they'll get away with it, because they know the law better than you do.
    9 answers · 2 days ago
  • A vehicle deemed "Beyond Economic Repair" in UK?

    Best answer: You have the option of taking a lower settlement and the bike. It will be listed as a Cat C or D write off. No problem putting it back on the road. They price for new parts and expensive labour. A colleague was listed as £5000 to have his car fixed. He bought the parts used for £60 and paid £400 to have them... show more
    Best answer: You have the option of taking a lower settlement and the bike.
    It will be listed as a Cat C or D write off. No problem putting it back on the road.
    They price for new parts and expensive labour.
    A colleague was listed as £5000 to have his car fixed. He bought the parts used for £60 and paid £400 to have them fitted.
    They gave him the car and £2000.
    He managed to get them in the correct colour.
    The respray alone was over £3000 plus new parts. Plus labour at £120 an hour.
    8 answers · 2 days ago
  • Damaged a rental car?

    I got a rental car because my car is in repairs due to an accident they transfered my insurance on my rental. Now my car's accident was not my fault at all so im not gonna be charged any deductible or anything. But as i was turning right driving the rental car this week i hit a curb and the alignement is now... show more
    I got a rental car because my car is in repairs due to an accident they transfered my insurance on my rental. Now my car's accident was not my fault at all so im not gonna be charged any deductible or anything. But as i was turning right driving the rental car this week i hit a curb and the alignement is now off and the ESP light is on since. Will i get charged a deductible ? How does it work ? Im in canada montreal should i go to a mecanic and fix the alignement myself or just return it as is ?
    10 answers · 5 days ago
  • How to finally register a vehicle and pay sales tax?

    I bought a car 2002 Ford Taurus in the summer of 2016 it broke down but it was registered and I got played and everything then when I broke down I went a leased a car through a dealership a 2013 Ford Focus in October of 2016 I haven’t been really driving the car except up the street to the grocery store and back... show more
    I bought a car 2002 Ford Taurus in the summer of 2016 it broke down but it was registered and I got played and everything then when I broke down I went a leased a car through a dealership a 2013 Ford Focus in October of 2016 I haven’t been really driving the car except up the street to the grocery store and back home (less than a mile) because I haven’t been able to afford to register it and get plates and insurance. Currently the plates from my Ford Taurus are on the Ford Focus and I’ve never been pulled over I even drove 12 hrs to another state for Christmas and wasn’t pulled over presumably because my Ford Taurus is still registered and nobody paying attention to the model of the car. Now here it is January of 2018 I bought the car in October of 2016 how do I go about getting it registered and plates transferred and paying sales tax. What all do I need? And can I still do it after so long? I haven’t been driving the car except for that one long trip for Christmas and ive finally think I’ve saved enough for it all
    6 answers · 2 days ago
  • Do I need to reregister my vehicle if I am temporarily living in Anchorage, AK for 5 months?

    I just had my vehicles car registered (Oregon) in the past couple months. Recently, I was offered a seasonal job in AK. I read on the Alaskan dmv website that out of state cars can be driven up to two months without it being registered. Since I will only be there from May-September, I find it a waste to have had... show more
    I just had my vehicles car registered (Oregon) in the past couple months. Recently, I was offered a seasonal job in AK. I read on the Alaskan dmv website that out of state cars can be driven up to two months without it being registered. Since I will only be there from May-September, I find it a waste to have had just registered the vehicle only to register it in Alaska in a few months, then again In Oregon when I return. Has anyone been okay NOT registered their car while living temporarily out of state? Thank you in advancs!
    7 answers · 2 days ago
  • Car accident?

    So yesterday i got into an accident which wasnt my fault.. it was into an intersection... some guy ( an investigator) came up to me and help me saying not to call my insurance to call the other person insurance because i was innocent... i got a witness.. and this guy helped me to tow my car... i and now its in a... show more
    So yesterday i got into an accident which wasnt my fault.. it was into an intersection... some guy ( an investigator) came up to me and help me saying not to call my insurance to call the other person insurance because i was innocent... i got a witness.. and this guy helped me to tow my car... i and now its in a body shop... i was very nervous and didnt know what to do at the moment... was this right or what should i do??
    9 answers · 6 days ago
  • Should I sign over my car to the tow company or "abandon it?"?

    my car was towed and the company told me I need to pay $30/day plus towing fee. The car is worth less than what they are asking for so I decided I will leave the car with them. They said I can sign over the title, but I still need to pay 200 for the tow. I've read somewhere that if I dont do anything, at a... show more
    my car was towed and the company told me I need to pay $30/day plus towing fee. The car is worth less than what they are asking for so I decided I will leave the car with them. They said I can sign over the title, but I still need to pay 200 for the tow. I've read somewhere that if I dont do anything, at a certain point they are allowed to obtain a new title under their name and are free to do whatever they want. It said if I were to do this, I would I be free from paying any fees including towing and daily storage. Is this true?
    9 answers · 4 days ago
  • What happens if a police stops you while you were driving but you don't have a driver's license? (If you live in California)?

    Best answer: A lot of things can happen. It depends very heavily on the cop, the judge and the individual driver. A traffic stop, like a whole lot of things in life, isn't a one-size-fits-all situation. It's a complex equation, and equations are all about the variable factors. Lemmy explain a little... If the... show more
    Best answer: A lot of things can happen. It depends very heavily on the cop, the judge and the individual driver. A traffic stop, like a whole lot of things in life, isn't a one-size-fits-all situation. It's a complex equation, and equations are all about the variable factors. Lemmy explain a little...

    If the driver is cooperative, or at least reasonable, it might be a minor traffic ticket and a phone call to have a licensed driver pick up the vehicle and nothing else. Pay a measly little fine, lesson learned and done deal. If the driver starts pulling any of that sovereign citizen crap or accuses the cop of racism, sexism or some other ism, that driver might be facing several serious charges on top of a Taser wound or two.

    Then there's the cop. If the cop is in a good mood, business has been slow and it's a lovely day, the driver can probably expect a break or two. If the cop hasn't been laid in over a month and just finished dispersing a college campus protest (aka mini riot caused by entitled brats), things might not go so well for the driver.

    Same deal with the judge. If the judge feels that the driver has truly learned their lesson about driving unlicensed and the threat it poses to public safety, that's a whole lot different from a judge who just had to sentence someone to prison for killing a bus full of school children while driving without a licence.

    And that's just the cold hard truth about how this stuff works.
    9 answers · 4 days ago
  • NY suspension lack of insurance, moved to New Jersey?

    License was suspended in July because of lack of insurance, there is a $50 reinstatement fee, which we will pay along with new insurance. But we recently moved to New Jersey and would like a New Jersey drivers id, so what insurance should we buy to reinstate the ny license, which is also btw expired since... show more
    License was suspended in July because of lack of insurance, there is a $50 reinstatement fee, which we will pay along with new insurance. But we recently moved to New Jersey and would like a New Jersey drivers id, so what insurance should we buy to reinstate the ny license, which is also btw expired since September? Ny insurance or Nj insurance?
    8 answers · 3 days ago