• Car Accident Dilemma, Am I Screwed?

    Recently, I let a friend drive my vehicle. I am covered through Progressive Car Insurance, and only had Liability Coverage on my vehicle. When I let him drive my vehicle, he got into an accident where he was at fault, and hit a pole. Upon striking the pole, both airbags in my vehicle deployed and the car was... show more
    Recently, I let a friend drive my vehicle. I am covered through Progressive Car Insurance, and only had Liability Coverage on my vehicle. When I let him drive my vehicle, he got into an accident where he was at fault, and hit a pole. Upon striking the pole, both airbags in my vehicle deployed and the car was declared totaled. His insurance is through Nationwide. While still in this battle between insurance companies, and them debating on which one of them is going to pay for the public property damage, I am stuck with no means of transportation and find myself wondering. Since I wasn’t behind the wheel, obviously not at fault, would his insurance possibly pay for me to get a replacement vehicle?
    25 answers · 3 days ago
  • How much am i looking at for insurance?

    please don’t make any rude comments because i’ve already had a lot of time to think abut my mistake, but i am 19 years old with a pending dui. i’m working towards getting privileges but in order to do that i need a car and insurance, and i’m not sure if it depends on the type of insurance you have or what but i... show more
    please don’t make any rude comments because i’ve already had a lot of time to think abut my mistake, but i am 19 years old with a pending dui. i’m working towards getting privileges but in order to do that i need a car and insurance, and i’m not sure if it depends on the type of insurance you have or what but i wrecked into a fire hydrant and i was with all state at the time, and it’s about 5 grand to pay the fire hydrant off, not to mention i was a high risk driver. i don’t have a new car yet and i know insurance depends on the type of car but let’s just say it’s a basic four door car, like a honda civic for example. i’m just looking for the general amount i’d be looking at. thank you in advance
    14 answers · 2 days ago
  • How much Insurance will cost with a 2000 Pontiac Firebird with a v6?

    I’m currently paying 150 a month for my 93 Silverado and I was wondering how much will it cost with my Firebird I’m 18 almost 19 and I’m under my grandmother insurance with farmers insurance
    I’m currently paying 150 a month for my 93 Silverado and I was wondering how much will it cost with my Firebird I’m 18 almost 19 and I’m under my grandmother insurance with farmers insurance
    9 answers · 1 day ago
  • Parking lot accident, who’s at fault?

    I was driving in the lane of a parking lot come up to a stop line and somebody coming from the parking spots on the right of me tried to shoot through the gap between the front right side of my car and an island. Scraped up the front right of my car ~$2,000 in damages and their driver side front and rear doors.... show more
    I was driving in the lane of a parking lot come up to a stop line and somebody coming from the parking spots on the right of me tried to shoot through the gap between the front right side of my car and an island. Scraped up the front right of my car ~$2,000 in damages and their driver side front and rear doors. Should we pay for our own or do insurance, they don’t care either way and will attest to them being at fault as it’s not ther insurance and my car as stoped before the collision. This incident occurred in Troutdale Oregon.
    15 answers · 4 days ago
  • What happens if the person's car I hit does not file a claim?

    Best answer: Probably, because as soon as they do that, the insurance company will contact you. If it's only been a few weeks, that doesn't mean anything. The other person could be busy, or procrastinating. It's also a possibility that the other person has decided to not have it fixed, or fix it themselves, or... show more
    Best answer: Probably, because as soon as they do that, the insurance company will contact you. If it's only been a few weeks, that doesn't mean anything. The other person could be busy, or procrastinating. It's also a possibility that the other person has decided to not have it fixed, or fix it themselves, or maybe they know someone who works on cars. If it's been more than a month, there's a good chance nothing will happen, especially for something minor. I was in an accident that was my fault at the end of June, I sideswiped a car and put some small scratches on it. I never heard from him.
    9 answers · 4 days ago
  • If an uninsured driver totaled my car, what does uninsured motorist cover?

    I Geico full coverage with the uninsured driver add on. Our policy is $250 deductable and covers up to $25,000. I have to wait on them to look at the car before they can tell me anything else, and get the police report, but after that they said we would get a check. I'm assuming it's only for the value of... show more
    I Geico full coverage with the uninsured driver add on. Our policy is $250 deductable and covers up to $25,000. I have to wait on them to look at the car before they can tell me anything else, and get the police report, but after that they said we would get a check. I'm assuming it's only for the value of my car. I was wonder if anyone knew for sure though. Also my air bag didn't go off, but I smacked my head super hard on the steering wheel. I said I was fine, but I've been having a bad headache all week and my body is extremely sore. Think that's worth a lawsuit? Thanks for any replies guys.
    7 answers · 19 hours ago
  • If one borrows money from a car title company and you re late a couple of months payments, can they repossess ones car?

    Best answer: Absolutely and is a win/win for a title company. This is worst than one of those pay here/buy here dealers that overcharge you for interest and the value of the vehicle that you bought since when you buy here, NO one will loan you money and many cases these people default on those loans, thus even though they... show more
    Best answer: Absolutely and is a win/win for a title company.

    This is worst than one of those pay here/buy here dealers that overcharge you for interest and the value of the vehicle that you bought since when you buy here, NO one will loan you money and many cases these people default on those loans, thus even though they re-posess, they are out the loan plus now have a car that they have to sell at auction and get less and then go after the buyer to recoup which they may or not ever get.

    But with a title loan means you own the car, so it is great. Once again most likely have bad credit or need money quick, so no problem you sign over the title to the title company, which now OWNS the car. So late on payments, no problem, they can re-possess the car and SELL it, since there is no lender or lien. They love it since they make money and most people who take out title loans will have their vehicle re-possessed due to the high interest rate and recurring charges that many never get caught up.

    It's a win/win for title companies, since no lenders and own the vehicle and take it once you default and is expected.
    21 answers · 5 days ago
  • Someone is claiming against me even though no damage to their car?

    Best answer: She doesn't have to use your "expert " ....let your insurance handle it or pay out of pocket.

    🌺Maybe she doesn't trust you and if you fail to pay her then she would have to take you to small claims court...going through your insurance she will get paid quicker.
    Best answer: She doesn't have to use your "expert " ....let your insurance handle it or pay out of pocket.

    🌺Maybe she doesn't trust you and if you fail to pay her then she would have to take you to small claims court...going through your insurance she will get paid quicker.
    6 answers · 12 hours ago
  • My Driving Licence Appliccation got sent back saying the signeee was not suitable - what's with that?

    I got a man in the street to sign it. 1) Over 18 2) Not a relative 3) Doesn't live at my house 4) has full licence what's with that? They haven't given a reason - is he a mass murderer or something?
    I got a man in the street to sign it. 1) Over 18 2) Not a relative 3) Doesn't live at my house 4) has full licence what's with that? They haven't given a reason - is he a mass murderer or something?
    6 answers · 12 hours ago
  • No police report, no damage? Exchanged insurance info. Am I screwed?

    Bumped this guy from behind going not even 5mph. He claims there was a minor scratch on his new car. No police report was filed I just gave him my insurance info. Now I am wondering how screwed I am? I dont want my car insurance to go up due to this? There were no damges he is being petty! Also what if he claims... show more
    Bumped this guy from behind going not even 5mph. He claims there was a minor scratch on his new car. No police report was filed I just gave him my insurance info. Now I am wondering how screwed I am? I dont want my car insurance to go up due to this? There were no damges he is being petty! Also what if he claims more than what happened? WHat do i do i am freaking out
    12 answers · 4 days ago
  • What are ways that can revoke your driver's license?

    Best answer: Too many accidents.
    Too many unpaid tickets.
    Hit and run.
    Leaving the scene of an accident.
    Too many DUIs.
    Too many traffic violations.
    Best answer: Too many accidents.
    Too many unpaid tickets.
    Hit and run.
    Leaving the scene of an accident.
    Too many DUIs.
    Too many traffic violations.
    7 answers · 1 day ago