• Help! All of my vital information is missing!?

    So about a month ago my wallet was stolen with my state id, debit card, and insurance card inside it. I thought I'd go get a new instate id (moved from Texas to Washington a few months ago and hadn't gotten an instate id yet), turns out the birth certificate and social security card my grandparents handed... show more
    So about a month ago my wallet was stolen with my state id, debit card, and insurance card inside it. I thought I'd go get a new instate id (moved from Texas to Washington a few months ago and hadn't gotten an instate id yet), turns out the birth certificate and social security card my grandparents handed over to me when I was 18 we're just photo copies. I called my grandparents and they don't seem to have the originals or even a verified copy. So I don't have a debit card, identification card, insurance card, social security card, or birth certificate. What am I supposed to do? Every agency I can go to has a requirement of something or other from the list that I don't have. it doesn't help that even though I've ordered a replacement debit card online twice, my bank has yet to send me one and it's been a month! I can't go in and get a temporary card cause I don't have any valid id. Please help me I don't know what to do.
    4 answers · 17 hours ago
  • What are ways to build credit?

    7 answers · 1 day ago
  • What to do if I gave my debit card number to a scammer?

    I didn t give him my pin or the number on the back of the card. It was an indian guy too. He kept asking me if I had another card available. Am I in trouble?
    I didn t give him my pin or the number on the back of the card. It was an indian guy too. He kept asking me if I had another card available. Am I in trouble?
    16 answers · 2 days ago
  • Can my wages be garnished from unpaid copay hospital visit bills?

    I have 8 bills totaling $75 a piece, which I had NO IDEA was not being covered by my insurance at the time and now I’m getting a call from a debt collector. Can they garnish me for these if I don’t pay them? I figure it’s a lot of money and if they don’t garnish me then why pay 8 x 75 for these bills?
    I have 8 bills totaling $75 a piece, which I had NO IDEA was not being covered by my insurance at the time and now I’m getting a call from a debt collector. Can they garnish me for these if I don’t pay them? I figure it’s a lot of money and if they don’t garnish me then why pay 8 x 75 for these bills?
    16 answers · 3 days ago
  • Someone explain to me the advantage of building credit?

    I just applied for a credit card and got it approved, my father states that I need to build my credit. I asked him why, and he said i will need to have good credit if I want to buy a house, a car, etc. I asked him, what is the point of building credit if I can just use a debit card to pay all that stuff off instead... show more
    I just applied for a credit card and got it approved, my father states that I need to build my credit. I asked him why, and he said i will need to have good credit if I want to buy a house, a car, etc. I asked him, what is the point of building credit if I can just use a debit card to pay all that stuff off instead of using a credit card and then just having to pay the credit card off with cash anyway? The only benefit I can think of is cash back rewards, and also IF you don't have any money at that time, a credit card can help in that situation. Which are not really big benefits imo, I'm not planning on every paying a mortgage or buying a house, I'd rather pay rent tbh, can someone advise me, as I am not understanding why it is so important unless I own my own business.
    10 answers · 2 days ago
  • Should America finally resort to debtor's prisons?

    Best answer: It's not a bad idea but that went out of business over 70 years ago when we had constables
    Best answer: It's not a bad idea but that went out of business over 70 years ago when we had constables
    9 answers · 2 days ago
  • If I am paying a car and car insurance monthly, am I building credit?

    The beginning of this 2018 year I got a car that I would be paying monthly for and pay the insurance monthly for. Before that I didn’t have credit and I don’t have a credit card. But by paying this monthly am I still building up credit?
    The beginning of this 2018 year I got a car that I would be paying monthly for and pay the insurance monthly for. Before that I didn’t have credit and I don’t have a credit card. But by paying this monthly am I still building up credit?
    6 answers · 5 hours ago
  • I want to sign in to pay my credit card?

    6 answers · 12 hours ago
  • Credit card question?

    So I got a credit card with a 1500 limit and I want to use it to buy myself a gaming laptop that’s 1300, is that ok to do with the credit card? To spend my limit
    So I got a credit card with a 1500 limit and I want to use it to buy myself a gaming laptop that’s 1300, is that ok to do with the credit card? To spend my limit
    26 answers · 6 days ago
  • Should I pay off this credit card at this time?

    Best answer: If you don't pay in full, then the FULL amount of interest for your purchase will be added to the card. (Not just interest for the balance remaining - ALL the interest that would have applied if you had not used a promo) Even though it won't leave you much in savings, it is better to pay off the card and... show more
    Best answer: If you don't pay in full, then the FULL amount of interest for your purchase will be added to the card. (Not just interest for the balance remaining - ALL the interest that would have applied if you had not used a promo)

    Even though it won't leave you much in savings, it is better to pay off the card and then rebuild your savings. You will save a lot of money by avoiding that interest.

    Paying half now does NOT stop the interest that will be charged. The amount of interest will be based on the original charges, NOT the current balance. The only way to avoid those interest charges is to pay in full.

    My source: sucked into one too many promo offers - the interest is horrible.
    16 answers · 5 days ago
  • Will Sears eventually file for Chapter 7 bankruptcy?

    And if they do, would I still have to pay off my Sear's credit card?
    And if they do, would I still have to pay off my Sear's credit card?
    5 answers · 6 hours ago
  • If I cancel my debit card, will it cancel recurring payment?

    I want to cancel my debit card to avoid paying monthly for an offer I signed up. They took my debit card details and had me sign the contract. I tried contacting them to stop the recurring payment. If I cancel my debit card, will they still be able to charge?
    I want to cancel my debit card to avoid paying monthly for an offer I signed up. They took my debit card details and had me sign the contract. I tried contacting them to stop the recurring payment. If I cancel my debit card, will they still be able to charge?
    11 answers · 5 days ago
  • Track a debt card by the bin number?

    5 answers · 17 hours ago