• Why do people hate payday loans ??

    44 answers · 2 days ago
  • A low credit score can lead to?

    17 answers · 2 days ago
  • Will my credit score actually jump up 100 points?

    Best answer: When your credit history is short (very little in it), it can jump up and down easily. Credit score is a combination of many things. Longevity, length of time of account in good standing, moves score up. Number of active account types gives a higher score. A credit score is an instant in time. Your percentage of... show more
    Best answer: When your credit history is short (very little in it), it can jump up and down easily.
    Credit score is a combination of many things. Longevity, length of time of account in good standing, moves score up.
    Number of active account types gives a higher score.
    A credit score is an instant in time. Your percentage of credit utilization is a short term movement.
    Paying down the debt, reduces credit percent use, giving a higher score.
    Credit Karma may use Vantage score on a different scale as FICO, the more common score.
    Be aware that paying interest has no effect on score.
    If you use a credit card and do it frequently instead of debit or cash, and pay statement balance every month, your score rises for longevity.

    No way to know the precise number it will go to.
    I'm surprised you are holding 618 with a maxed out card.
    If you get a 726, it isn't a real FICO score.
    8 answers · 16 hours ago
  • Does paying the interest on student loan as I am enrolled in college increase my credit score?

    Will small payments of interest build my credit score or will only actual payments towards the loan once I my payments start in 2022 (six months after I graduate) help my score? Just curious if NelNet will report my interest payments now or not! I am going to pay on the interest regardless to keep my loan from... show more
    Will small payments of interest build my credit score or will only actual payments towards the loan once I my payments start in 2022 (six months after I graduate) help my score? Just curious if NelNet will report my interest payments now or not! I am going to pay on the interest regardless to keep my loan from getting out of hand, just curious, though. :)
    5 answers · 9 hours ago
  • Is there any hope in my situation?

    Best answer: can't he make a new ebay account? what happened to all the stuff he already bought? in any case, just save money for a while and pay back the debt. this may take a while but it's your only option. also it sounds like your husband isn't very good with money. I'd have a word with him and double check... show more
    Best answer: can't he make a new ebay account? what happened to all the stuff he already bought? in any case, just save money for a while and pay back the debt. this may take a while but it's your only option. also it sounds like your husband isn't very good with money. I'd have a word with him and double check every financial decision you make. and if he wants to use money for something big, don't be afraid to put your foot down and say no. he already made two pretty big financial mistakes, which put you in this debt.
    6 answers · 2 days ago
  • Why did someone call my work and ask for me by first and last name?

    Hello, the other day I received a text message from my boss telling me that, on my off day, someone who sounded like a "businessman" called for me asking if I were still employed there and if they had a good contact for me. My boss asked who they were and they immediately hung up the line! Now this is... show more
    Hello, the other day I received a text message from my boss telling me that, on my off day, someone who sounded like a "businessman" called for me asking if I were still employed there and if they had a good contact for me. My boss asked who they were and they immediately hung up the line! Now this is unsettling because I have severe anxiety. I asked a friend of mine who s a police officer and he said it was most likely debt collectors, seeing as how I owe quite a bit to credit card agencies/hospitals. Is this something they do and something I should be worried about? I have no idea how they found my work. Help!
    16 answers · 5 days ago
  • Best way to consolidate debt in my situation?

    I have about 6,000 dollars in credit card debts. This mostly occurred during a period with having poor insulation plans and a medical crisis. Now, my expenses are manageable, but multiple monthly credit card payments are the difference maker in making me a paycheck to paycheck person. What I would like to do is... show more
    I have about 6,000 dollars in credit card debts. This mostly occurred during a period with having poor insulation plans and a medical crisis. Now, my expenses are manageable, but multiple monthly credit card payments are the difference maker in making me a paycheck to paycheck person. What I would like to do is have one, relatively low, monthly payment for about a year and a half. By that point, I am planning to be do with my PhD and working as a professor. I have a decent income now on a graduate student stipend and teaching undergraduate courses, so I do not see myself incurring more debts.
    7 answers · 5 days ago
  • Gaming computer websites that does not require credit check?

    So I'm trying to buy a good gaming computer but the only way for me to be able to afford it is if I do monthly payments. But I can't do that because I don't have good enough credit. I have high credit but I need multiple open credit cards for them to be able to accept me. So far the websites I looked at... show more
    So I'm trying to buy a good gaming computer but the only way for me to be able to afford it is if I do monthly payments. But I can't do that because I don't have good enough credit. I have high credit but I need multiple open credit cards for them to be able to accept me. So far the websites I looked at all require credit check. So does anyone know a good gaming computer site where I can do monthly payments that does not require a credit check?
    9 answers · 3 days ago
  • Someone used my business checking account to pay off their credit card debt?

    It has their first & last name on the statement, it happened on 01-01-2018. What are my rights?
    It has their first & last name on the statement, it happened on 01-01-2018. What are my rights?
    14 answers · 5 days ago
  • Will Amazon sue me?

    So basically, I had this prepaid mastercard and I used it to buy some things and I signed up for a amazon prime. That was about 5 months ago. But today, I wanted to buy something so I decided to go on prime again. But me being stupid, I thought if I went on prime again, it won’t charge me. If the mastercard still... show more
    So basically, I had this prepaid mastercard and I used it to buy some things and I signed up for a amazon prime. That was about 5 months ago. But today, I wanted to buy something so I decided to go on prime again. But me being stupid, I thought if I went on prime again, it won’t charge me. If the mastercard still had money in it, It would be fine. But the mastercard doesn’t have any cash in it so they can’t charge me. I don’t know what I should do. I cancelled my order. Should I call them?
    5 answers · 2 days ago
  • I have a Wells Fargo credit card?

    I spent 1700 dollars on my credit card and I’m not able too pay it in full could I pay 100 each month till I pay it off like little by little payments
    I spent 1700 dollars on my credit card and I’m not able too pay it in full could I pay 100 each month till I pay it off like little by little payments
    19 answers · 1 week ago
  • What is losartan 25mg used for?

    7 answers · 4 days ago
  • Is it true if you make a payment plan with a collection agency in the first month of it being placed with them it won’t goonyourcreditscore?

    The collection agency I made a payment plan with told me if it didn’t hit my credit score by the time I Made the payment plan with them then it wouldn’t because I have agreed to terms to pay it off with the plan it’s been a few months and still hasn’t hit I was just wondering if that was true or some bs
    The collection agency I made a payment plan with told me if it didn’t hit my credit score by the time I Made the payment plan with them then it wouldn’t because I have agreed to terms to pay it off with the plan it’s been a few months and still hasn’t hit I was just wondering if that was true or some bs
    9 answers · 5 days ago
  • Why is my credit score "Fair" ?

    I have never owned a credit card, I am a current Nursing student, I took out a car loan a couple years ago to pay for my car, and payments come out automatically, I never missed a payment. I have had to take out differed private school loans in order to pay for school, until I finish is this the reason my score is... show more
    I have never owned a credit card, I am a current Nursing student, I took out a car loan a couple years ago to pay for my car, and payments come out automatically, I never missed a payment. I have had to take out differed private school loans in order to pay for school, until I finish is this the reason my score is probably fair, just a bit under 700?
    11 answers · 6 days ago
  • Selling Debts on.?

    Best answer: No, it doesn't mean that. It means that the company (not you) can sell the right to collect the money from you. Being that another company pays them and then you have to pay the second company. It does not mean that you can do anything. It is only about what the companies can do -- and about what you have... show more
    Best answer: No, it doesn't mean that. It means that the company (not you) can sell the right to collect the money from you. Being that another company pays them and then you have to pay the second company. It does not mean that you can do anything. It is only about what the companies can do -- and about what you have to do (pay the company that buys the debt).
    9 answers · 6 days ago