• Beneficiary of life insurance is hiding from the law?

    My mother recently passed away, and I found her life insurance policy. I called the company, they said that me aswell as my older brother were listed as beneficiarys. When she talked about her life insurance, she always told me that I would be the one who decided whether or not my brother would get his part... show more
    My mother recently passed away, and I found her life insurance policy. I called the company, they said that me aswell as my older brother were listed as beneficiarys. When she talked about her life insurance, she always told me that I would be the one who decided whether or not my brother would get his part (obviously because he gets into to much trouble.) Now the time has actually come and I have to deal with it. He is missing, hiding from the law because he has warrants and 2 years in jail waiting on him. The life insurance (globe) told me that I need to fax the Death Certificate along with each of our addresses and information. He has no address.
    12 answers · 16 hours ago
  • I need a health insurance?

    I wanna apply for medicaid (in Maryland) but its too late now. what do I do? are there any other good cheap health insurances? help!
    I wanna apply for medicaid (in Maryland) but its too late now. what do I do? are there any other good cheap health insurances? help!
    8 answers · 15 hours ago
  • Health Insurance? Needing a notorized letter/court order to get back on father's plan?

    My father had to change his health insurance policy to remove all dependants after his ex-wife kept using it. He said he will gladly put me back on it, but that I need some kind of notorized letter so he can put a court order through. Does anyone have any information on this? Neither of us are very familiar with... show more
    My father had to change his health insurance policy to remove all dependants after his ex-wife kept using it. He said he will gladly put me back on it, but that I need some kind of notorized letter so he can put a court order through. Does anyone have any information on this? Neither of us are very familiar with health insurance. Thanks ahead of time.
    8 answers · 1 day ago
  • Can I refuse children s health insurance provided by their biological father?

    My health insurance covers my step-children. It is very good insurance but only pays as secondary if children are covered under any other plan. Biological father gets free insurance from his work, so puts his children on it. His insurance is not accepted anywhere in our region, and does not cover anything. ... show more
    My health insurance covers my step-children. It is very good insurance but only pays as secondary if children are covered under any other plan. Biological father gets free insurance from his work, so puts his children on it. His insurance is not accepted anywhere in our region, and does not cover anything. Because the insurance is active though, my insurance refuses to pay anything until primary insurance denies the bills. This would not be a problem if I simply got the denial of payment from 1st insurance, then got all non-covered costs (everything) covered by secondary. Never works out this way though. My insurance continually denies any payment until primary pays some portion. Since no payment is ever made by primary, secondary continues to refuse. When biological father did not provide any insurance, we had zero problems with my company. My insurance company also says that if children are dropped from other plan, things go back to the way they were and everything is covered with low deductibles and no hassle. We ve asked bio-dad to drop kids from insurance to save us all the hassle, but he won t. Can we somehow deny the coverage?
    12 answers · 14 hours ago
  • Now that it has been proven for fact Obamacare is good for the economy, should President Trump expand Obamacare?

    Stocks are up, more people are working in well-paying industries, especially healthcare, and healthy people lower the costs for employers.
    Stocks are up, more people are working in well-paying industries, especially healthcare, and healthy people lower the costs for employers.
    14 answers · 3 days ago
  • Is United Healthcare a reliable insurance agency?

    I heard it's for people on Medicare or Medicaid. Is it safe to deal with them?
    I heard it's for people on Medicare or Medicaid. Is it safe to deal with them?
    10 answers · 3 days ago
  • Do you think life insurance is required in this (US) society and time period?

    I've had a whole life policy for 3 yrs and i'm working on getting my insurance license now. My Significant other thinks it's a rip-off. I want him to get it now before he (possibly) starts having health problems because that would make payments higher and he'd also have more time to grow money in... show more
    I've had a whole life policy for 3 yrs and i'm working on getting my insurance license now. My Significant other thinks it's a rip-off. I want him to get it now before he (possibly) starts having health problems because that would make payments higher and he'd also have more time to grow money in the policy. Do you think it's a good idea to suggest i'd pay for it (i'm sure he wouldn't think i'm trying to off him for the money, but i'd suggest he make his mom and/or sister be beneficiaries, not me) ?
    16 answers · 5 days ago
  • Insurance copay question?

    Scenario A: If a person has 2 insurances and they both have a copay does the patient still pay a copay? Scenario B: if a patient has a copay for the primary and no copay for the secondary does the patient pay a copay? Scenario C: primary does not have a copy but secondary does. Does the patient pay a copay?... show more
    Scenario A: If a person has 2 insurances and they both have a copay does the patient still pay a copay? Scenario B: if a patient has a copay for the primary and no copay for the secondary does the patient pay a copay? Scenario C: primary does not have a copy but secondary does. Does the patient pay a copay? Copay example: as in office visit or specialist visit for medical
    5 answers · 8 hours ago
  • Am I entitled to my health insurance companies discounts, “allowable charge”, for medical supplies not covered by my insurance policy?

    Best answer: It sucks, but no, they won’t discount it for you. I had the same problem about 5 years ago on some treatment I received and was not covered by insurance. I received the EOB that showed the “allowable” amount insurance (would) have paid (if) covered. But when I called the provider to dispute the full cost vs the... show more
    Best answer: It sucks, but no, they won’t discount it for you. I had the same problem about 5 years ago on some treatment I received and was not covered by insurance. I received the EOB that showed the “allowable” amount insurance (would) have paid (if) covered. But when I called the provider to dispute the full cost vs the (normal) insurance discount, they stated since not covered by insurance, then they don’t give the discount.

    Personally, I would prefer that when the insurance sends the EOB, that they don’t show the allowable amount (if) covered, but just state that this treatment/bill is not covered. Then, you would not know how much (more) that you have to pay.
    11 answers · 5 days ago
  • Car wreck legal action notification to insurance company?

    If someone with an attorney files suit on, for example only, September 12, how many business day would go by before the insurance is made aware of the complaint. IF the attorney does not send them a courtesy copy on or around the day the complaint is filed.
    If someone with an attorney files suit on, for example only, September 12, how many business day would go by before the insurance is made aware of the complaint. IF the attorney does not send them a courtesy copy on or around the day the complaint is filed.
    8 answers · 3 days ago
  • Is there any way back after my car insurance being Void?

    April 2017 I purchased Car insurance from Direct Line, i hardly ever drive as i travel to work with public transport, anyway, after 10 months my insurance sent me an email saying my insurance is void due to false information on the car purchase date, Relationship with named driver and job title, I have never... show more
    April 2017 I purchased Car insurance from Direct Line, i hardly ever drive as i travel to work with public transport, anyway, after 10 months my insurance sent me an email saying my insurance is void due to false information on the car purchase date, Relationship with named driver and job title, I have never checked these information if they were correct since i purchased the policy because as I hardly drive I never actually think about my insurance and so I forgot to actually check my details. my job title changed which i forgot to update, my car purchase date i done a big mistake which i wasn't aware off, and the relationship between me and the named driver was also done by mistake. However when I took this policy out I was at Uni and I called my dad to help me out as i had a seminar, my dad's English is not very great but he can understand so he made the mistakes, I am totally innocent and i am really upset and stressed about my insurance being void as I have never ever come across to such thing before in my life time, I recently got married and am working really hard to provide a good life to my family, i am so stressed is there anything I can do please? When I spoke to Direct Line over the phone they told me that I can come back to them after 5 years so does this mean that this only stays on my record for 5 years?
    7 answers · 1 week ago
  • Will Medicaid cover my prescription if I pay out of pocket and then get coverage later?

    I was 26 last year so i went onto Medicaid. Now it is January and I went to get my prescription and found out I wasn’t covered. This was because I unknowingly had to reapply in December. If I buy my prescription out of pocket will Medicaid reimburse me once approved? (I am applying today but I need prescription ASAP).
    I was 26 last year so i went onto Medicaid. Now it is January and I went to get my prescription and found out I wasn’t covered. This was because I unknowingly had to reapply in December. If I buy my prescription out of pocket will Medicaid reimburse me once approved? (I am applying today but I need prescription ASAP).
    8 answers · 5 days ago
  • My boss wants me to get workman's comp?

    I'm in construction and I work as a carpenter and my boss wants me to get workers comp and it cost way to much between 4000 and $6500 and that's only for business not realistic for employee's to pay for. he told me $1800 the reason he's not providing it is because I'm under the table so I... show more
    I'm in construction and I work as a carpenter and my boss wants me to get workers comp and it cost way to much between 4000 and $6500 and that's only for business not realistic for employee's to pay for. he told me $1800 the reason he's not providing it is because I'm under the table so I here's there another way but I'm not sure about it it's a 1500$ piece of paper that goes thought my insurance and basically tells the employer I have insurance. if i still even get it after I get this paper they might take my insurance because they'll find out I'm working does anyone ever have to do this with and employer I heard that a lot of Carpenters come with insurance now so it's common I guess. Does any one know anything or done this before let me know if I can go a rout that can cost $1500-1800 a year and make payments and not loose my insurance
    7 answers · 1 week ago
  • Why would I receive two different EOB's from two different medigap policies?

    Best answer: I fail to see an issue. If the plan you have processed the bill, then it would be unlikely you'd receive a bill from the doctor other than one that says, "$0." Unless you receive a bill from the doctor that doesn't agree with the Plan F EOB, then I'm not sure what your issue is. The only... show more
    Best answer: I fail to see an issue. If the plan you have processed the bill, then it would be unlikely you'd receive a bill from the doctor other than one that says, "$0." Unless you receive a bill from the doctor that doesn't agree with the Plan F EOB, then I'm not sure what your issue is.

    The only thing you need to do is make sure you get a bill from the provider(s) that matches what the EOB says from the Plan F. If it does, then I see no reason to make any phone calls. Clearly if you get an EOB from a plan you never pay for, the claim will reverse by itself.
    5 answers · 4 days ago
  • Do you believe the Affordable Care Act-ACA provides health care or it's just a pass through billing service offering no medical care at all?

    I have spoke with health insurance providers about health care. They will not provide any medical advise or services. Referring me to a Medical Professional for my health care needs. I have been limited on my health care needs by my health insurance provider. Making them a legal death panel. Contradicting... show more
    I have spoke with health insurance providers about health care. They will not provide any medical advise or services. Referring me to a Medical Professional for my health care needs. I have been limited on my health care needs by my health insurance provider. Making them a legal death panel. Contradicting themselves by making medical needs decision when they have know medical license of experience. They seem to be putting profit before Our health and well being.
    14 answers · 1 week ago