• Is it okay for my mom to takt my social security?

    So my mom is on social security and I'm 16. I get about 200 dollors a month. I recently got a job and I'm going to open an account at the same bank that my social security is. She was saving it until they told her she should use it on US. I asked her today if we could put some of the money into my account... show more
    So my mom is on social security and I'm 16. I get about 200 dollors a month. I recently got a job and I'm going to open an account at the same bank that my social security is. She was saving it until they told her she should use it on US. I asked her today if we could put some of the money into my account since I work almost every night and I need food. She says she used it for food and bills. It was suppose to be for me! She told she would put some into my account once she found. Now its all gone.
    13 answers · 19 hours ago
  • If you were asked to come up with $250,000 cash tomorrow all you’d have to do is transfer savings to checking and ATM tomorrow?

    Best answer: What clown keeps that kind of money in a bank? Only a fool would do that. I can get the money if I need it, but it's coming from somewhere that is paying me at least three times what banks are paying. That would take a week to receive a check, unless the need was dire and then it would be worth paying the $20... show more
    Best answer: What clown keeps that kind of money in a bank? Only a fool would do that. I can get the money if I need it, but it's coming from somewhere that is paying me at least three times what banks are paying. That would take a week to receive a check, unless the need was dire and then it would be worth paying the $20 or so to overnight the check.

    If the ATM was the only way to draw money, you DO realize that it would take you 250 business days to withdraw that money from a bank with a $1,000 daily limit. Right?
    15 answers · 2 days ago
  • How can one live on $9,000 per year?

    18 answers · 3 days ago
  • I need $200 in my bank now!?

    Best answer: Sell something or multiple things of value, like electronics. Your computer/laptop/tablet/phone would probably get you that $200. You could ask 10 friends to each loan you $20.
    Best answer: Sell something or multiple things of value, like electronics. Your computer/laptop/tablet/phone would probably get you that $200. You could ask 10 friends to each loan you $20.
    14 answers · 2 days ago
  • Why r my parants stupid.?

    My mum keps askin me 2 do things around the house lik cookin and ironin and washing dishes as well as cleaning the whole bathroom and walking the dogs and ... I feel lik her slaive bcause she won't even let me hav money for it. I wanted an iphone 6 and she wont buy me one so I've asked for pocket money and... show more
    My mum keps askin me 2 do things around the house lik cookin and ironin and washing dishes as well as cleaning the whole bathroom and walking the dogs and ... I feel lik her slaive bcause she won't even let me hav money for it. I wanted an iphone 6 and she wont buy me one so I've asked for pocket money and she sed no. I'm not doing chores if she doesn't buy me the things I asked for. She chose to have me so I should hav a right to get things I want. When I told my dad this he went off in a huff ann sed he doesn't even want to speak to me coz of my "bratty attitude"excuse me I'm not a brat. I do everythun for them as they sit on their asses all day. Why r my parents so frraking mean. Seriously feel lik cinderella. Help me. How can I get them to stop bein stupud?
    13 answers · 2 days ago
  • My husband learned he had an old pension from a job her worked from 1982-1991. We have no idea the value. Any guesses?

    Best answer: In the USA, pensions vested after five years (after the Tax Reform Act of 1986). So if his company offered a pension (known as a defined benefit plan) he would have been covered. As others have stated, the formula for calculating the future benefit is often not much. For example, an average of his salary... show more
    Best answer: In the USA, pensions vested after five years (after the Tax Reform Act of 1986). So if his company offered a pension (known as a defined benefit plan) he would have been covered.

    As others have stated, the formula for calculating the future benefit is often not much. For example, an average of his salary (highest 5 years is common) times the number of years worked times a percentage (1% is common). If your husband had a high average of $30,000 for those 9 years, it might work out to $2700 a year starting when he reached a certain age (62 or 65 is common).

    However, many companies got rid of their pensions. (Many of those replaced them with 401Ks, but that's different than a pension and doesn't apply here.) If they did, the federal government made them follow certain rules. When my company did that to me, my benefit was so small, they simply wrote me a check (which was IRA eligible) and dropped me from the plan. My coworkers who were entitled to much larger benefits (say $5000 or more) were given annuities that would pay when they reached retirement age. (See "Plan Terminations" under the WIKI entry for PBGC.) Those employees had to keep their addresses updated so the checks could get to them.

    Other companies went bust and the PBGC (Pension Benefit Guaranty Corporation) takes over. The PBGC doesn't guarantee that the recipient will get everything they were promised.

    As you can see, there are too many ifs...have your husband find out who administers the plan and contact them.

    PS, most pensions were/are by employer. Some union type work is covered by a multi-employer pension plan, but I think your husband would know if he was in one.
    13 answers · 3 days ago
  • How much raise am I getting?

    12 answers · 3 days ago
  • How should I invest my money when I don't have a lot of money?

    I have no credit debt and have six months of savings. With that in mind, each month I have about $60 left over that I currently just put in the bank, but i wonder if it could be serving me better invested elsewhere. I know it's not a lot of money, but I figure it adds up over time.
    I have no credit debt and have six months of savings. With that in mind, each month I have about $60 left over that I currently just put in the bank, but i wonder if it could be serving me better invested elsewhere. I know it's not a lot of money, but I figure it adds up over time.
    10 answers · 3 days ago
  • Is it legal for the bank take money out of my account, because someone deposited a false check ito my sons account ?

    Best answer: Per federal law, the initial clearance is required to occur in 2 days or less.
    The full clearance can take up to 21 days.
    You are going to have to read the papers you signed/agreed to when you opened the account. I would surmise that you agreed to this.
    Best answer: Per federal law, the initial clearance is required to occur in 2 days or less.
    The full clearance can take up to 21 days.
    You are going to have to read the papers you signed/agreed to when you opened the account. I would surmise that you agreed to this.
    10 answers · 4 days ago
  • What do banks gain from you using your debit card?

    Just curious...I notice most if not all banks have incentives for using your debit card. For instance...wells fargo has one where if you use your debit card 10 times in a month it'll waive the monthly service fee for the checking account. At first I thought that maybe they want you spending that money so it... show more
    Just curious...I notice most if not all banks have incentives for using your debit card. For instance...wells fargo has one where if you use your debit card 10 times in a month it'll waive the monthly service fee for the checking account. At first I thought that maybe they want you spending that money so it doesn't accrue interest. But then I thought, well interest rates are so low that really doesn't matter. Does it? Plus I could just literally swipe my card 10 times for a 35 cent pack of gum. This might be a stupid question but I really want to know.
    6 answers · 18 hours ago
  • How do I better my financial situation when I seem to have no options?

    Best answer: Depends on what state you're in, but you may qualify for disability through your previous job. It's not a lot, but it's something. Your husband's take home seems very low for working 2 jobs, even if they are at minimum wage. See if you qualify for medicaid and/or social assistance. If there is a... show more
    Best answer: Depends on what state you're in, but you may qualify for disability through your previous job. It's not a lot, but it's something. Your husband's take home seems very low for working 2 jobs, even if they are at minimum wage. See if you qualify for medicaid and/or social assistance. If there is a food pantry in your area, use them to supplement your grocery needs. Talk to your roommates about the food and utility issue.
    13 answers · 4 days ago
  • Can one do ones own bankruptcy?

    6 answers · 20 hours ago
  • I need to talk to BofA human?

    6 answers · 23 hours ago