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Renting & Real Estate

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  • 21
    Upvotes of all answers to this question

    Can an apartment complex deny you based on previous history with them?

    I lived at an apartment complex for about three years. When I left the apartment had some damage that was probably a little more than just tear and wear, like ripped carpet (I lived with someone who had a cat but not anymore) and broken blinds.

    If I wanted to live there again could they deny me based on my past residence there? 

    19 Answers5 days ago
  • 5
    Upvotes of all answers to this question

    Do all tenants make renters sign a lease?

    What if you want to stay after the lease is up?

    7 Answers3 days ago
  • 4
    Upvotes of all answers to this question

    Do you live in a safe neighborhood?

    Is your area safe to the point where you can live in a non-gated house and actually sleep on the front lawn with the door unlocked?

    11 Answers5 days ago
  • 13
    Upvotes of all answers to this question

    Emotional support animals in rentals?

    Favourite answer:

    The ADA has not been amended to allow emotional support animals in rentals.

    Emotional SERVICE animals are allowed in most rentals and it's not based on the ADA, it's based on HUD regulations.

    The difference between a support and service animal is that service animals provide aid to disabled individuals.  The aid can be in the form of support.

    As a landlord, whenever you are asked to allow an emotional SERVICE animal, you can require documentation from the tenant's doctor.  You can get the correct form from the landlord association in your area.  This won't tell any medical information but will certify that the person meets the criteria of being disabled.

    Additionally, as a landlord, under HUD, you are allowed to decline the emotional SERVICE animal if it's a financial hardship - such as can't get insurance because of a breed restriction or the unit is too small to properly care for the animal.

    Yes, I have seen emotional SERVICE animals in a dorm room.

    But dorm rooms are not covered by HUD regulations, so that's probably a policy from school to school. 

    6 Answers3 days ago
  • 30
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  • 58
    Upvotes of all answers to this question

    My mom passed and her home estate is in my name, I have tenants in the?

    My mom passed and her home estate is in my name, I have tenants in the home but want them to take over the mortgage in so many days or we have to sell - Is there a legal letter or terminology that gives them so much time to transfer the mortgage into their name without a sale of the home? 

    23 Answers1 week ago
  • 12
    Upvotes of all answers to this question

    A year ago, house was appraised at $162k. I received an offer to refinance for $200k. If I take it and the bubble bursts, what will happen?

    Favourite answer:

    The biggest impact would be if the bubble burst and you decided to sell. Because you could very well end up upside down on your mortgage, owing more than your house is worth. If you plan to stay in your home for a long time, the impact will likely be minimal as long as the market recovers. You simply continue living in your home and paying the mortgage, then after the market recovers you can sell and not have a loss. Otherwise it’s just a paper loss without direct impact. 

    8 Answers5 days ago
  • 6
    Upvotes of all answers to this question

    What is a good site to search for apartments for rent for my fiance and I?

    Really, all we need is a one bedroom lol, it would be nice to have a second room for a potential roomie to help lower the rental cost, but we dont NEED it. With splitting rent, I could possibly afford spending about up to $450, but he is probably able to spend a little less. 

    All the sites I come across have $1k+ rent... because they are luxurious. Granted, i know many appreciate that feature but I am trying to find something affordable. I would like to compare non-luxurious places (when I say "Luxury" I am simply talking about the unnecessary addition of pools and extra rooms, yes I would like a decent place to call home but I do not want a super rich place).

    So, any advice/tips/fingers pointing in the right direction? 

    Thank you in advance!

    5 Answers3 days ago
  • 5
    Upvotes of all answers to this question
    Attachment image

    Should I refinance or sell?

    I currently have a mortgage of $95.000 balance.  The house is worth $325.000 according to my realtor. It wouldn’t be hard to sell but it would be hard to find our next house with the upgrades that we want. We have the option of looking for a new build too. Or should we refinance and then sell later?? I don’t even know how that option would work other than lower our rate and monthly payment. But we are set in getting a newer home. We don’t have any debt other than a car payment. Stable job, 401k, and some savings. 

    7 Answers5 days ago
  • 13
    Upvotes of all answers to this question

    I broke Texas lease due to mold 6 months ago.?

    Favourite answer:

    What are your options?

    You can either pay it, try to negotiate a settlement for less, or wait until they sue you and ruin your credit with a judgement.

    Mold is rarely hazardous, and can be cleaned with bleach water or a number of other disinfectants.

    Cleaning the home is generally the tenant's responsibility. If the mold is occurring due to taking hot showers or just general humidity then its your job to clean the home to keep the mold under control. It may cause minor irritation but that can be addressed by wearing an N95 mask and making sure you have good ventilation while you work.

    Cleanup only becomes the landlord's job if its caused by a faulty system such as a leaky roof, leaky plumbing, or a dryer that isn't properly vented.

    Even if the landlord was responsible for the issue there is a legal process for breaking a lease due to an unresolved maintenance problem. You need to notify the landlord in writing of the problem, give them reasonable time to correct the problem, and then get a court order allowing  you to break the lease if they still haven't fixed it. You cannot just unilaterally decide that your landlord's efforts were inadequate. Did you even do a mold test to prove that there was airborne mold?

    The bottom line is that if they sue you, they will win and you'll have a judgement and trashed credit. I suggest you negotiate a settlement. Maybe they'll accept half the money. Maybe not, but its a starting point for negotiation.

    Next time either honor your lease, pay the penalty or follow the proper legal process to break it.

    8 Answers6 days ago
  • 3
    Upvotes of all answers to this question

    Do mortgage companies require proof of tenant insurance if you are renting the home to a third party? ?

    and do they do some type of inspection at any time?

    4 Answers3 days ago
  • 14
    Upvotes of all answers to this question

    With home prices rising sky high, do millennials now regret all that avocado toast they wasted there money on?

    They could have had an appreciating asset they could have lived in, and instead they chose to waste there money on rent and overpriced lunches?

    8 Answers6 days ago
  • 15
    Upvotes of all answers to this question

    Is there a legal letter that the mortgage company can send to an estate forcing the executor to transfer....?

    mortgage into the executor's name or sell said property? I have a tenant in the home and I want them to get the mortgage in their name- but it has to come from the mortgage company

    15 Answers1 week ago
  • 1
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  • 4
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    Apartment rent vs income?

    Favourite answer:

    $70k.  And the reason the landlord requires tenants to make at least 3 times the rent is partly because they know the tenant needs to pay taxes!  Luckily in this case they only pay 23%.

    10 Answers1 week ago
  • 14
    Upvotes of all answers to this question

    Can Someone Explain The Covid Tenant-Landlord Law?

    I know there’s something about landlords cannot evict tenants that cannot pay rent due to COVID, but does that mean he can still charge me $50.00 for every day that I don’t pay?

    I don’t know how any of this works, my schedule has a layout where I can’t work too often so there’s less risk of COVID or something.  I work extra shifts that I’m allowed to be able to pay my rent but one day I couldn’t find the landlord and he only takes cash, and at 8am the next day I woke up and gave him the money and explained the situation and he still added the $50.00 late fee for next month. Does the law only apply to tenants that aren’t working or to everyone? I just don’t know how it works if someone can explain. 

    Also my lease is month to month if that’s important. 

    10 Answers1 week ago
  • 26
    Upvotes of all answers to this question

    My mom bought a house in full and managed to put it under my name?

    260k house. It’s 8,000 per year property taxes. I don’t own my own house yet and don’t know if my job is stable. She’s not asking me to pay for it but I’m worried that if something happens that I’ll have to pay for it. Also, keeps mentioning how she wishes own children would live with her.

    22 Answers1 week ago
  • 16
    Upvotes of all answers to this question

    Can landlord install camera in kitchen?

    I own a rental property and the tenants are sharing the space. The all have their own private rooms but share the kitchen. lately, they have been making a mess and always claim they didnt do it. One girl even damaged the stove and is claiming she didnt do it. I know this because the rest of the girls are saying its her. Am I allowed to put a camera in the kitchen so they are a bit more responsible ?

    PS, property is in ontario, canada

    9 Answers1 week ago
  • 9
    Upvotes of all answers to this question

    What part of the mortgage process do I negotiate?

    I currently have 2 loan estimates from two different banks. Before I submit and sign this paperwork am I supposed to try and get fees waived or am I supposed to wait until later in the process when I get my final look?

    7 Answers1 week ago
  • 9
    Upvotes of all answers to this question

    eviction free ny ?

    if i fill out that form landlords cannot kick people out right ?

    5 Answers6 days ago