• Student loans? What are they? Is that what I need?

    Best answer: It may be what you need, but they don't work that fast. A student loan is simply a loan to a student for their expenses. to qualify for such a loan, there is a long process where you have to submit your financial information and wait to see if you qualify and for how much. A personal loan or line of... show more
    Best answer: It may be what you need, but they don't work that fast. A student loan is simply a loan to a student for their expenses. to qualify for such a loan, there is a long process where you have to submit your financial information and wait to see if you qualify and for how much.

    A personal loan or line of credit is much faster but is also dependent on a bank seeing you as a good financial risk.
    5 answers · 13 hours ago
  • What happens to financial aid if you decide not to attend the school?

    I got accepted and approved for financial aid but no longer plan to start school at that time.
    I got accepted and approved for financial aid but no longer plan to start school at that time.
    5 answers · 4 days ago
  • An i pay college tuition without tax?

    5 answers · 4 days ago
  • Am I the only one that doesn't have student loans?

    FASFA gave me around $2960 a semester which covered my whole semester + books at my local Junior College. I had some left over which I saved over the course of two years. I am transferring to University that will give me $3K as a transfer scholarship, a $5K University Grant, along with Fasfa. I will be able to... show more
    FASFA gave me around $2960 a semester which covered my whole semester + books at my local Junior College. I had some left over which I saved over the course of two years. I am transferring to University that will give me $3K as a transfer scholarship, a $5K University Grant, along with Fasfa. I will be able to pay off tuition and books. I do however live with my parents and volunteer, I might do work study when I transfer. Am I doing this right? When does the debt come into play? What situation did other people face that cause them have student loans?
    4 answers · 3 days ago
  • Do they take away financial aid for D's?

    im on my second semester, im not proud to admit but ive done so ****. i failed a class my first semester, and i had a d in a class, this new semester, financial aid paid my tuition for community surprisingly still, but i again, shamefully, am in risk of definitely getting a d in two classes. please dont ask details... show more
    im on my second semester, im not proud to admit but ive done so ****. i failed a class my first semester, and i had a d in a class, this new semester, financial aid paid my tuition for community surprisingly still, but i again, shamefully, am in risk of definitely getting a d in two classes. please dont ask details why im failing this year has been rough on me. will they make me payback the money? i just dont want that to happen. i still plan on going to school and actually get good grades to transfer. im just so ashamed of myself right now, my depression is literally taking over i feel hopeless.
    5 answers · 4 days ago
  • How do I come up with $26,000 for college?

    Hi, I have been accepted into the university of Toledo without any form of scholarship for fall 2018. Apparently, my gpa is 2.7 so I do not qualify for the 3.0 international students scholarships. Surprisingly, Iona College awarded me a heritage scholarship for having a GPA of 3.0 so I do not know where all this is... show more
    Hi, I have been accepted into the university of Toledo without any form of scholarship for fall 2018. Apparently, my gpa is 2.7 so I do not qualify for the 3.0 international students scholarships. Surprisingly, Iona College awarded me a heritage scholarship for having a GPA of 3.0 so I do not know where all this is coming from. Unfortunately, Iona College and any other college that has accepted me is still way more expensive than toledo so it is my best bet as of now. How do I come with this amount before September if I am against loans and external scholarships have proved futile?
    5 answers · 1 week ago
  • How does being an emancipated minor affect college admission and aid?

    Best answer: In terms of admissions, it's hard to say, because each school has its own priorities, but in general, it would make no difference. It could give you a slight advantage if you can show that you've been an amazing student in spite of considerable obstacles. But it could also be a slight disadvantage because... show more
    Best answer: In terms of admissions, it's hard to say, because each school has its own priorities, but in general, it would make no difference. It could give you a slight advantage if you can show that you've been an amazing student in spite of considerable obstacles. But it could also be a slight disadvantage because you're apt to have high financial need, and a student who can pay is always going to be more interesting to Admissions than one who is going to need a lot of support. But, in general, Admissions staff see applicants with all kinds of family situations, so just the fact of being emancipated wouldn't affect their decision much one way or the other. In terms of financial aid, an emancipated minor would be considered an independent student. As such, no parent information would be reported on the FAFSA and your aid would be determined solely by your own income, assets and household. Whether that would result in more aid or not depends on your personal situation. As an independent, you would be offered a higher loan amount than a dependent ($9,500 vs. $5,500 for a first year student). Typically, independent students are also more eligible for grants, since their income tends to be lower than it would be if parents were included. But not always. An independent whose income is high enough to support himself and has no dependents may actually be less eligible for grant aid than a dependent whose parent has low income and several dependents. Also, while an independent student may receive a higher level of loans, he also loses eligibility for the Parent PLUS loan. With the PLUS, a parent can borrow up to the entire cost of attendance, which ensures that the student will be able to cover any gap in his costs that aren't covered by other aid. Without the PLUS, the student has very limited aid, which can be a big problem at more expensive schools because it means you would have to find a private student loan to cover the gap. Most students need a co-signer for a private loan, and emancipated minors often have trouble finding someone to co-sign. So, having access to the PLUS loan as a dependent can be more valuable than the few thousand dollars of extra aid you might get as an independent. As for scholarships, it's possible that it would help in the sense that many donors want to help students with high financial need, and emancipated students generally have low income. But it would be just one factor in a donor's decision. You would still be competing with many other applicants who also have financial need, so you would still need to offer other things like good grades and quality extracurriculars. Keep in mind that being an emancipated minor isn't the same as living apart from your parents or not being claimed on your parent's tax return. Emancipation is a fairly rare situation because it has to be done by a court before you turn 18 and it involves severing the legal relationship between the parent and the child without the appointment of a legal guardian. Courts are generally very reluctant to do this, and will only do so if there is no other alternative, such as foster care or legal guardianship. No court will emancipate someone because he wants to improve his/her chances for college financial aid--you would need to prove that there is some compelling reason, such as a history of serious abuse, and show that you have a way to support yourself before a court will even consider it. Because many students don't understand what an emancipated minor is, most schools will require proof of your status if you check off that box on the FAFSA and that is the only reason you would be considered independent. So, if you are actually emancipated, be prepared for the school to ask you to provide a copy of the court document that proves it.
    6 answers · 2 weeks ago
  • I’m sick and I have a scholarship interview with a committee tomorrow?

    There were only 10 people selected for my scholarship interview and there’s no way to reschedule it. Does anyone have any tips? My voice is gravely and my nose is running; I don’t think I’ll make a good impression.
    There were only 10 people selected for my scholarship interview and there’s no way to reschedule it. Does anyone have any tips? My voice is gravely and my nose is running; I don’t think I’ll make a good impression.
    5 answers · 2 weeks ago
  • I owe about $5000 in federal and state taxes this year as a college student on financial aid. Is this normal?

    so I have a pretty significant financial aid package, and a couple of outside scholarships that cover my work study requirement (which means I don't have to work). Now, I don't work so my only income is my financial aid. However, I am basically being taxed on money that's given to me because I... show more
    so I have a pretty significant financial aid package, and a couple of outside scholarships that cover my work study requirement (which means I don't have to work). Now, I don't work so my only income is my financial aid. However, I am basically being taxed on money that's given to me because I don't have money, so I am expected to pay money that I don't have on money that's given to me because I don't have money? How does this make sense, or am I missing something?
    5 answers · 2 weeks ago
  • I’m a junior in highschool and....?

    Hello, I’m a junior in high school and next year I’m going to be a senior. My teachers are already talking about college and scholarships..it makes me really anxious. I don’t know where to start at all. I have terrible anxiety so I don’t like asking people for help at all. I want to study Psychology or Nursing. I... show more
    Hello, I’m a junior in high school and next year I’m going to be a senior. My teachers are already talking about college and scholarships..it makes me really anxious. I don’t know where to start at all. I have terrible anxiety so I don’t like asking people for help at all. I want to study Psychology or Nursing. I don’t know where and how to get scholarships. I don’t know how to like literally start lol. Can someone tell me colleges that do psychology or nursing and where can I apply for scholarships. I have a 3.0 gpa (I’m trying to bring it up) and I usually have B’s and A’s maybe sometimes one C. I’m just scared....
    6 answers · 2 weeks ago
  • Student Loans? How can I pay them off?

    This situation is hypothetical because nothing is set in stone, but I have a few questions that google searches aren’t answering. For instance, say that a student has $40,000 to pay off each year of college (four years, making it about $160,000 total). Would a bank give a student that much per year? Or would the... show more
    This situation is hypothetical because nothing is set in stone, but I have a few questions that google searches aren’t answering. For instance, say that a student has $40,000 to pay off each year of college (four years, making it about $160,000 total). Would a bank give a student that much per year? Or would the student have to get many small loans and pay them off equally? Say that the student has already accepted the small subsidized and unsubsidized loan, as well as applied for numerous scholarships. What would the next payment step be? My parents are telling me to choose a different school due to the cost, but I would rather get a good education at full price, rather than an education that is half the quality and price. I ask because I don’t understand how payment works. Through versions internet searches, my question is never answered. How do I pay for school after I’ve done all of the scholarships and grants I could have possibly done?
    6 answers · 2 weeks ago
  • Do I have to become a state resident?

    I’m currently living in WV and My boyfriend is moving to Maryland. There is a college right on the Maryland/WV border that I want to take classes at, so I can continue to get in state tuition rate. If I stay with my boyfriend in Maryland for a few days a week when I have classes at the WV college, but I’m still... show more
    I’m currently living in WV and My boyfriend is moving to Maryland. There is a college right on the Maryland/WV border that I want to take classes at, so I can continue to get in state tuition rate. If I stay with my boyfriend in Maryland for a few days a week when I have classes at the WV college, but I’m still technically living at home with my parents in WV, do I have to become a Maryland resident?
    6 answers · 2 weeks ago
  • YMCA summer camp discount for low income families!?

    I am trying to figure out a way to finish summer semester for college and trying to find the best & cheapest way to find child care. If I apply for the YMCA financial assistance would that also help cover that? (I do understand that it will not be free, just wanting to find the best options... Thanks)
    I am trying to figure out a way to finish summer semester for college and trying to find the best & cheapest way to find child care. If I apply for the YMCA financial assistance would that also help cover that? (I do understand that it will not be free, just wanting to find the best options... Thanks)
    4 answers · 3 weeks ago
  • Question about lying on FASFA?

    Best answer: Call the Federal Student Aid Information Center, explain the situation, and ask for their guidance: 1-800-433-3243
    Best answer: Call the Federal Student Aid Information Center, explain the situation, and ask for their guidance: 1-800-433-3243
    5 answers · 3 weeks ago
  • Things I can write off on my taxes?

    Hi, I'm 15 years old and just got my first job at a fast food restaurant. I don't have any student loans or anything like that obviously, but what are some random things a teenager like myself could possible write off?
    Hi, I'm 15 years old and just got my first job at a fast food restaurant. I don't have any student loans or anything like that obviously, but what are some random things a teenager like myself could possible write off?
    9 answers · 4 weeks ago
  • Do I have to pay back 6 college years of pell grants and tap from Fafsa?

    Or will the govt record this for tax purposes when I file taxes in the future?
    Or will the govt record this for tax purposes when I file taxes in the future?
    5 answers · 3 weeks ago
  • Do you think it's fair that poor kids and teen moms get a lot of financial aid?

    While middle class kids barely get any? I am middle class (my household income is about $50k, which is too much for me to qualify for need based aid) but my parents are expecting me to pay my own way through college and take out a bunch of loans.
    While middle class kids barely get any? I am middle class (my household income is about $50k, which is too much for me to qualify for need based aid) but my parents are expecting me to pay my own way through college and take out a bunch of loans.
    4 answers · 3 weeks ago