As I get older and health cost seem to be increasing, slowly looking for easier and cheaper ways for my retirement. It is easy to look at some of these lib proposals and say to myself, that is tempting. But then the realization that my kids and grand kids would have to pick up that tab, have their quality of life impacted, brings me back to the reality. That it is the middle class who always pays for the libs great deals. They always talk about the rich, but those cost, always flow down hill and the middle always end up paying the tab.