Best way to buy a house?

Hi I’m 25 and Me and my boyfriend have been saving up for a house to buy . People tell us we Have to get a mortgage in order to be able to afford a nice home. However me and him really don’t want to get a mortgage because we don’t want to pay the interest on it. So far we have 50,000 saved up and want to use 40,000... show more Hi I’m 25 and Me and my boyfriend have been saving up for a house to buy . People tell us we Have to get a mortgage in order to be able to afford a nice home. However me and him really don’t want to get a mortgage because we don’t want to pay the interest on it. So far we have 50,000 saved up and want to use 40,000 for the down payment and 5,000 for closing cost and save the rest. We are looking at homes around 350,000. Is it possible to purchase a home like this without a mortgage or what are my options also how much are we likely to pay monthly? I heard the more down you put the lower amount you pay monthly is this true? Also I live in tx
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