Anonymous
Anonymous asked in Business & FinanceTaxesUnited Kingdom · 1 month ago

If you are a British citizen and you live and work in the UK, do you have to pay National Insurance contributions?

Do you have the option of not paying National Insurance contributions?

Maybe you don't want a state pension and would prefer to invest the money that you have instead of paying contributions.

So are National Insurance contributions obigatory in the UK if you work in the UK and are British?

8 Answers

Relevance
  • 1 month ago

    There is no way to opt out of National Insurance obligations

  • 1 month ago

    National Insurance is not optional. It's tax by another name.

  • Ludwig
    Lv 6
    1 month ago

    It is not optional. Your national insurance contributions pay the pensions of those already retired.

  • Anonymous
    1 month ago

    Yes, it's absolutely mandatory. It's a form of tax!

  • What do you think of the answers? You can sign in to give your opinion on the answer.
  • 1 month ago

    yes, you have to pay it... there is no choice in the matter.

    Some of the money goes towards the National Health Service and state pension..if you haven't made enough National insurance contributions over the years then you can't get the full state pension

  • Anonymous
    1 month ago

    Of course they are compulsory. Medical treatment is available on demand for all UK citizens. How do you think it is paid for?

  • Cei
    Lv 5
    1 month ago

    National Insurance is just another tax that they give a different name to in order to make it more palatable.

    It is not ring fenced to pay for pensions and National Health - it just goes into the central tax take pot.

    As a tax you have to pay it, no way out of it unfortunately, unless you can afford to employ a really good accountant.

    • True that it is not ring fenced. There are techniques to limit the amount you pay by earning just under the cut off.

  • Tavy
    Lv 7
    1 month ago

    Yes we do have to pay, our contributions go towards our health care not just the State pension. It also pays for benefits when we are out of work. There is no opt out.

    UK

Still have questions? Get answers by asking now.