Does the bank charge you money if you spend money from your bank account/credit card?

I have credit debit card and my dad told me they charge me money if I spend my money with my card I hate it man.

7 Answers

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  • 10 months ago
    Favourite answer

    If you use a credit card and do not pay it in full every month you do pay interest.

  • 10 months ago

    No, they do not.

  • 10 months ago

    NO. They shouldn't. Normal cards do not charge the consumer. They DO charge the business.

  • Tavy
    Lv 7
    10 months ago

    Your Dad is talking rubbish.

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  • 10 months ago

    It takes money away from your checking account. There shouldn’t be any other fees like interest since the bank only lets you spend what you have. You can’t spend more than you have.

    If you use the card at another bank’s atm then you might be assessed an additional fee.

  • Judy
    Lv 7
    10 months ago

    If you spend money on a credit and and don't pay he monthly statement in full, they'll charge interest otherwise no.

  • Anonymous
    10 months ago

    Change banks if that’s the case. That’s a shít policy.

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