Anonymous
Anonymous asked in Pregnancy & ParentingParenting · 4 weeks ago

Money problems. Single mom?

Hi,

I’m a single mother and doing it all on my own. My single/no kid friends always comment how I must be bad with money because I’m struggling so bad. My ex quit his job so I haven’t had child support for some time. If my child gets sick (which happened recently) then I miss a day or more of work, child care is ridiculously expensive. I try to work overtime when I can, but it’s hard to do as I have no one to stay with my child. I never go out with friends. Seriously maybe 2-3 times a year. I buy myself an outfit usually once a year. I have a decent job, but I still can barely make ends meet. I got into the vicious cycle of payday loans which has only made things worse. I know it’s a common struggle, but I guess what I’m asking is... are there any single parents on here that have some advice? I feel like I’m failing. This has caused me to sink into a deep depression. 

3 Answers

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  • Niko
    Lv 5
    4 weeks ago

    Now you know why you should wait until you have a real job that actually pays a decent salary AND have a stable relationship with a real man before reproducing.

    Get an education and some marketable skills. Jobs that pay significantly more than minimum wage (example: $50K/year) require some form of education beyond high school and training. 

  • Anonymous
    4 weeks ago

    Jesus loves you i know your struggling please pray to jesus christ right now to open doors for you for better paying jobs or money blessing and to send you a good loving christian man your way

    • Niko
      Lv 5
      4 weeks agoReport

      You Christians are not living in the real world it seems. If praying actually works, the world would be a much better place than it is now. 

  • Anonymous
    4 weeks ago

    Have you checked into any public assistance programs or welfare programs.  Do you qualify for any assistance for the cost of your daycare so that  you can work.  Have you looked into moving to a more affordable home/apartment.  You might qualify for income based housing.

    I know you said you have a decent job but it still doesn't hurt to see if you would qualify for any other assistance based on income level.  The worst that will happen is that they tell you that you make too much money for assistance.

    Try to get out of the payday loan cycle.  You are seeing how those can just get you deeper into the debt cycle when it is time to pay them back.  Those places should be shut down as legalized loan sharks.

    Good luck.

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