Would it affect someone’s credit if they personally pulled their credit report monthly?
- StephenWeinsteinLv 71 month agoFavourite answer
No. Your credit is affected only when someone else pulls it. It is not affected when you pull it personally.
- LLv 54 weeks ago
I see my credit report - monthly, on line and it does not affect anything.
- SlickterpLv 71 month ago
No it would not.
- Elaine MLv 71 month ago
Yes. You are allowed one free report a year from each of the major 3 credit companies.
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- MatthewLv 71 month ago
You can use credit karma and it doesn't affect your credit
- Anonymous1 month ago
You can pull it daily with no affect. Its called a "soft pull" and they do not show up on or or hurt your credit.
- DON WLv 71 month ago
No. A personal pull has no effect on your credit score.
Some people pay for a credit monitoring subscription that allows them to check their credit report as often as they like. For people who suspect identity theft, or are preparing for a major purchase such as a home mortgage, it could be useful. Prices for such subscriptions vary, but figure about $30 a month.