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Anonymous
Anonymous asked in Business & FinanceCredit · 1 month ago

What lender would you use for an unsecured personal loan?

Credit score is 720, income below $30,000. Only debt is two credit cards. No mortgage/rent. I've read about loans and it makes me a little nervous from reading the reviews. TY

Update:

Thanks to all for the feedback!

4 Answers

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  • Anonymous
    1 month ago
    Favourite answer

    Too vague. 

    Loan for what, how much (home, auto, repairs, entertainment...) (Loans usually start at $3000 bare minimum, then increases by every $500) 

    How long, repayment period.

    If small, then just use credit cards. (Increase credit limit, if wanted/needed. HARD INQUIRY, usually ignored because account already exists.

    ____

    over-draft line of credit. (Small loans, only accessible when checking account is ZERO)

    discover, american express, ANY cash rewards credit card without a yearly fee.. 

  • Anonymous
    1 month ago

    Discover------------

  • 1 month ago

    None.

    I wouldn't consider a personal loan. 

  • 28AKO
    Lv 5
    1 month ago

    Always attempt with your financial institution first

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