Yahoo Answers is shutting down on 4 May 2021 (Eastern Time) and, as of 20 April 2021 (Eastern Time), the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.

Anonymous asked in Business & FinanceCredit · 1 month ago

What lender would you use for an unsecured personal loan?

Credit score is 720, income below $30,000. Only debt is two credit cards. No mortgage/rent. I've read about loans and it makes me a little nervous from reading the reviews. TY


Thanks to all for the feedback!

4 Answers

  • Anonymous
    1 month ago
    Favourite answer

    Too vague. 

    Loan for what, how much (home, auto, repairs, entertainment...) (Loans usually start at $3000 bare minimum, then increases by every $500) 

    How long, repayment period.

    If small, then just use credit cards. (Increase credit limit, if wanted/needed. HARD INQUIRY, usually ignored because account already exists.


    over-draft line of credit. (Small loans, only accessible when checking account is ZERO)

    discover, american express, ANY cash rewards credit card without a yearly fee.. 

  • Anonymous
    1 month ago


  • 1 month ago


    I wouldn't consider a personal loan. 

  • 28AKO
    Lv 5
    1 month ago

    Always attempt with your financial institution first

Still have questions? Get answers by asking now.